Spread businesses (e.g., lending platforms and neobanks), disrupters that provide apps and software that streamline online and mobile banking, are most likely to be severely challenged in developed markets, where they will need to access stable and low-cost sources of deposits in order to reduc...
Fin-tech are accelerators of innovation in the banking system. They can improve efficiency, create new products and services, enable new business models, and blur the boundaries between industries. Digitization offers new opportunities for banks to put the customer at the center of the development ...
Humanising AI: why the future of banking must put people first AI should break down barriers to financial services, not create new walls. 3rd February 2025 January 2025: Top five fintech M&A deals of the month FinTech Futures takes a look back at five of the top fintech M&A deals in Ja...
2. Information and financial intermediation in banking: a changing landscape 3. The rise of FinTech and the path to digital transformation 4. The future of banks and opportunities for development 5. Conclusion Funding CRediT authorship contribution statement Acknowledgements Appendix ReferencesShow full ...
Our pick of the top fintech news stories this week includes Shift4, HSBC, NatWest and more. 21st February 2025 From simplicity to limitless: the evolution of UX and the future of financial technology Banking is moving into a limitless world: limitless bandwidth, screen real estate, and pr...
Jim Ovia CFR, the Founder & Chairman of Zenith Bank Plc: Fintech and the Future of the Nigerian Banking Industry With the saturation of the mobile phone market in Nigeria and the advent of Financial Technology startups (FINTECH) in the financial serv
The Future of Banking Is Digital So, what’s the best way for financial institutions and fintech companies to move forward? In the past, the conversation often fixated on building versus buying. The problem with this is that no company can build every part of the journey from scratch — an...
of Motive Partners, which is the largest private equity firm investing in fintechs. And he originally was one of the founders of Moven, which was one of the original neobanks. And then JPMorgan Chase hired him to be its general manager of all mobile banking when mobile banking was in ...
The report shows that fintech is already widely embedded in economies and is shaping the future of financial services. Innovative technologies are enhancing secure transactions, boosting productivity and empowering decentralized finance. In light of these trends, financial institutions will have to continue...
(2016). Understanding the Future of Banking: Scale & Scope Economies, and Fintech. In: The Future of Large Internationally Active Banks, (A. Demirguc-Kunt, D.D. Evanoff and G. Kaufmann, Eds.), World Scientific Studies in International Economics, Vol. 55, p. 429-448....