This paper is a review of the literature on fintech and its interaction with banking. Included in fintech are innovations in payment systems (including cryptocurrencies), credit markets (including P2P lending), and insurance, with Blockchain-assisted smart contracts playing a role. The paper ...
fintechcryptocurrenciesP2P lendingbankingsystemic riskThis paper is a review of the literature on fintech and its interaction with banking. Included in fintech are innovations in payment systems (including cryptocuSocial Science Electronic Publishing...
Financial technologies (FinTech) have become an integral part of banking, and nowadays banks have started ... S Grima,F Bezzina,I Romānova,... - 《Contemporary Issues in Finance Current Challenges from Across Europe》 被引量: 1发表: 2016年 What do FinTechs actually do? A Taxonomy of ...
Fintech and banking: What do we know? Journal of Financial Intermediation Volume 41, January 2020, Page 100833 Purchase options CorporateFor R&D professionals working in corporate organizations. Academic and personalFor academic or personal use only. Looking for a customized option? Contact sales for...
Thakor AV (2020) Fintech and banking: What do we know?. J Financ Intermed 41, Article 100833 Vanasco V (2017) The downside of asset screening for market liquidity. J Financ 72(5):1937–1982 Article Google Scholar Vives X (2017) The impact of fintech on banking. Eur Econ 2017 2:...
Fintechs are financial platforms that democratize finance, as well as the ecosystem, technology and companies on which they rely Fintechs are the next iteration of the financial world. What are these financial platforms and what types are there? In Spain, fintech companies are creating a ...
Q: Looking ahead, what do you envision for the future of banking and FinTech? Zapparrata:The future, I believe, will be characterized by a symbiotic relationship between traditional banking and FinTech. We're moving towards a financial ecosystem where digital transformation enables banks to offer...
This is a trend called open financial data or open banking.Let’s make one thing clear: none of this happens without consumer consent. But when consumers do consent, they allow a new and growing set of actors—both financial and nonfinancial—to access their accounts and data to offer new...
A.V. Thakor FinTech and banking: What do we know? J. Financ. Intermediat., 41 (2019), pp. 1-13 10.1016/j.jfi.2019.100833 CrossrefGoogle Scholar 24. R. Lenz Peer-to-peer lending: Opportunities and risks Eur. J. Risk Regul., 7 (2016), pp. 688-700 10.1017/S1867299X00010126 View...
For a long time, the banking system has had to reconsider its structure, organisation and role due to the increasing use of more and more technologically advanced solutions, as well as the contextual parallel development of the FinTech sector. At the same time, the FinTech world is also affe...