政府为了解决这个困境,又设立了Freddie Mac,允许S&Ls在全国范围内销售住房抵押贷。至此Fannie Mae和Freddie Mac出现了性质上的分化,Fannie Mae属于私人的资产组合管理公司,手头有大量的房屋抵押贷款,而Freddie Mae手中却只有少量抵押贷款,其更多的是做抵押贷款担保业务。
Related to Fannie Mae:Freddie Mac Fan·nie Mae (făn′ē mā′) n. One of two federally chartered corporations that buy and pool US mortgages and issue securities based on those pools. [Alteration ofF(ederal) N(ational) M(ortgage) A(ssociation).] ...
Fannie Mae and Freddie Mac announced new products for homebuyers on a budget. For just a 3 percent down payment, certain consumers can now get a loan from both government-sponsored lenders for a home purchase or refinance transaction, which means the agency will finance up to 97 percent loan...
Fannie Maeand its siblingFreddie Mac(the Federal Home Loan Mortgage Corporation) are the two largest mortgage buyers on the secondary market. Despite this, Fannie Mae does not make loans; it is not a lender. Fannie Mae’s former headquarters in Washington, D.C. Source:Wikipedia ...
In 1970, Fannie Mae was authorized by the federal government to buy private mortgages, which were not insured by FHA, FmHA or the VA. In the same year, the company created Freddie Mac (Federal Home Loan Mortgage Corporation) to facilitate a more efficient and stronger mortgage market. James...
Insight: Fannie Mae, Freddie Mac clamping down on banksGovernment-owned Fannie Mae and Freddie Mac are stepping up efforts to find bad home loans that they can force mortgage lenders to buy back from them, providing an increasingly bigger headache to banks....
WASHINGTONMortgage giant Fannie Mae earned $1.8 billion from July through September, helped by an improving housing market that has lifted home prices. Freddie Mac posts profit, requests no additional aid The U.S. government-controlled company said Wednesday that it paid a dividend of $2.9 billion...
BEIJING, Dec. 12 (Xinhuanet) -- A weakening housing market and rising home-loan defaults have the chief executives of Fannie Mae and Freddie Mac warning their hard-hit mortgage-finance companies will suffer more in 2008. Freddie's CEO, Richard Syron, said the government-sponsored company could...
Upfront fees on Fannie Mae and Freddie Mac home loans changed in May 2023. Fees were increased for homebuyers with higher credit scores, such as 740 or higher, while they were decreased for homebuyers with lower credit scores, such as those below 640. Another change: Your down payment will ...
Upfront fees on Fannie Mae and Freddie Mac home loans changed in May 2023. Fees were increased for homebuyers with higher credit scores, such as 740 or higher, while they were decreased for homebuyers with lower credit scores, such as those below 640. Another change: Your down payment will ...