Fair lendingDefines three types of discrimination in lending. Overt discrimination; Disparate treatment; Disparate impact; Three kinds of disparate treatment; Risk management strategy for lenders.Barefoot, Jo Ann SCredit World
Fair Lending Disparate Impact Litigation and EnforcementJoseph L. BarloonAnand S. Raman
We examine the effect of sample design on estimation and inference for disparate treatment in binary logistic models used to assess for fair lending. Our Monte Carlo experiments provide information on how sample design affects efficiency (in terms of mean squared error) of estimation of the disparat...
Dane,Disparate Impact Analysis in the Mortgage Lending Context, 115 Banking L.J. 900 (1998). Dane and Stokes,Fair Housing Cases: The Effect of Ohio’s Tort Reform Act, Ohio Lawyer, Jan./Feb. 1998, at 14. Dane,Investigating Claims of Discrimination in Housing Finance, 28 John ...
The article argues the disparate impact doctrine, which defines discrimination without intent, should be applied to mortgage lending practices and not eliminated, which was proposed by the American Bankers Association, from U.S. government regulatory agencies' fair-lending bank examinations.Rand...
Alan S. Kaplinsky
Results from these analyses can be used to draw conclusions about disparate treatment as well as to identify areas of higher fair lending risk needing more thorough review. Overall, statistics have been an important complement to traditional manual file reviews during fair lending exams....
Barefoot, J.S., 1997, The next fair-lending Risk: Disparate impact, ABA Banking Journal 89.Barefoot, J.S. (1997): The Next Fair-Lending Risk: Disparate Im- pact. ABA Banking Journal 89.Barefoot, ...
Barefoot, J.S. (1997): The Next Fair-Lending Risk: Disparate Im- pact. ABA Banking Journal 89.Barefoot, JoAnn S. 1997. The Next Fair-Lending Risk: Disparate Impact. ABA Banking Journal 89(5):28-32.The Next Fair-Lending Risk: Disparate Impact - Barefoot - 1997...
Disparate Impact Discrimination: Fair Lending at a CrossroadsPublication DetailsConsumer Finance Law Quarterly Report