The article argues the disparate impact doctrine, which defines discrimination without intent, should be applied to mortgage lending practices and not eliminated, which was proposed by the American Bankers Association, from U.S. government regulatory agencies' fair-lending bank examinations.Rand...
Fair Lending Disparate Impact Litigation and EnforcementJoseph L. BarloonAnand S. Raman
Using Disparate Impact Analysis in Fair Housing Act Claims: Landlord Withdrawal From the Section 8 Voucher Program The Fair Housing Act (FHA) outlaws discrimination in housing based on race, color, religion, national origin, and sex. A plaintiff can win an FHA claim us......
Supreme Court Rules that Disparate Impact Claims are Allowed Under the Fair Housing ActJeffrey M. BarrettAnn Ustad Smith
We then show how disparate impact can arise when an RPI fails to satisfy the criterion of error rate balance. 展开 关键词: bias disparate impact fair machine learning recidivism prediction risk assessment DOI: 10.1089/big.2016.0047 被引量: 191 ...
HUD Final Rule on Disparate Impact under the Fair Housing ActPaul F. Hancock
(CEEI). Unfortunately, CEEI will not, in general, respect disparate impact constraints. We consider two types of disparate impact measures: requiring that allocations be similar across protected classes and requiring that average utility levels be similar across protected classes. We modify the ...
Previous articles have discussed the disappearance of fair lending class action litigation following the US Supreme Court's decision in Wal-Mart Stores, Inc. v. Dukes1 in 2011 and the further obstacles presented to maintaining a fair lending case based on the disparate impact theory by the Court...
Beyond FEAR and MYTH: Using the Disparate Impact Theory Under the Fair Housing Act to Challenge Housing Barriers Against People with Criminal Recordsn45n45 Id.; see also Alfred Blumstein & Kiminori Nakamura, Redemption in thePresence of Widespread Criminal Background Checks...
The Fair Housing Act (FHA) and the Equal Credit Opportunity Act (ECOA)--the 'fair lending laws'--prohibit discrimination in lending. Responsibility for the... USGA Office - 《Gao Reports》 被引量: 1发表: 2009年 "The Color of Money" revisited: Racial lending patterns in Atlanta's neighbor...