Fair lendingDefines three types of discrimination in lending. Overt discrimination; Disparate treatment; Disparate impact; Three kinds of disparate treatment; Risk management strategy for lenders.Barefoot, Jo Ann SCredit World
Most Popular Lending Content Booking customer information for disregarded entitities 12/22/2024 We are in a Syndicated Deal (shared national credit) where the loan parties are all disregarded entities to an ultimate parent. The lead bank offered W9s but they showed the tax ID of the parent. ...
(Yicai) Aug. 22 -- Chinese commercial banks’ net profit growth rate has been slowing down in recent years due to sliding lending rates, narrowing net interest margins and the reduction of service charges, but it is still within a reasonable range, an official at the ...
it is more likely to be a fair use. Also, if the work was used as collaboration or as part of a larger project, it may be transformative in nature. A work that sufficiently transforms the original work may be fair use.
These traditional Fair Lending Laws are built on an outdated framework that focuses exclusively on punishing lenders and righting past wrongs. This article proposes a new borrower-based approach to solving discrimination in lending. This new framework gives borrowers the tools to effectively understand ...
These traditional Fair Lending Laws are built on an outdated framework that focuses exclusively on punishing lenders and righting past wrongs. This Article proposes a new borrower- based approach to solving the problem of discrimination in lending. This new framework gives borrowers the tools to ...
2005. ``New Frontiers in Fair Lending: Confronting Lending Discrimination against Ex-Offenders.'' New York University Law Review 80:1237-1271.Henderson, T. (2005). New frontiers in fair lending: Confronting lending discrimination against ex-offenders. New York University School of Law, 80:1237....
The Color of Credit: Mortgage Discrimination, Research Methodology, and Fair-Lending Enforcement - Ross, Yinger - 2002 () Citation Context ...rtheless, various authors have made abundantly clear that whites and blacks continue to experience different results when it comes to obtaining a home ...
The testimony is based on the GAO report "Fair Lending: Race and Gender Data Are Limited for Nonmortgage Lending" in June 27, 2008. In its report, GAO has found that most research suggests that discrimination may play a role in certain types of nonmortgage lending, but data limitations ...
Disparate Impact Discrimination: Fair Lending at a CrossroadsPublication DetailsConsumer Finance Law Quarterly Report