Work towards explainable lending models that allow insight into decision factors. Maintain the ability to produce specific adverse action reasons for all digital lending decisions. Carefully evaluate data sources Assess alternative data for fair lending risk before use in underwriting. Make sure data used...
Adverse action under Fair Work Act clarified by Barclay decision.(Legislation)Catanzariti, Joe
Today, on credit protection alone, there are acts on truth in lending and consumer leasing, equalcreditopportunity,fair creditbilling,fair creditreporting, and electronic fund transfer. legco.gov.hk legco.gov.hk 目前,單就信貸保 障方面,美國已制訂有關誠實貸款及消費者租賃、平等信貸機會、公平信貸票據...
If a landlord has accessed any kind of consumer report of yours (credit report, background check, eviction history report, etc) and has required any of the above or denied you for any reason, they are legally required to provide you an Adverse Action Notice under the FCRA. Whether this no...
"BASE RATE" shall mean the rate of interest established from time to time by the Board of Directors or management of Citibank, N.A., New York, New York, as its "prime" or "base" lending rate, whether or not that rate is published, and which is not necessarily the lowest rate ...
Trust and small and micro-enterprise lending: A game approach based on reciprocity and altruism and empirical analysis 2015, Xitong Gongcheng Lilun yu Shijian/System Engineering Theory and Practice1 This paper was originally written for a workshop on Ethics and Economics organized by CESIFO and he...
The banking system depends on accurate credit reports and inaccurate credit reports in Virginia, Pennsylvania, and throughout the United States hurt consumers as well as lenders because inaccurate judgments, tax liens, and other trade lines undermine the integrity of the entire lending process. Credit...
In order to curb inflation, China's monetary policy has shifted from moderate easing to steady improvement since the beginning of this year. The central bank has raised the benchmark deposit and lending rate for 2 times and raised the deposit reserve ratio for the 4 time. This has increased...
ADVERSE ACTION PROTECTIONS UNDER THE FAIR WORK ACT: FASHIONING THE FASHIONABLEJESSUP, CHRISTOPHERMonash University Law Review
The article reports on the adverse action provisions of the Fair Work Act of 2009 in Australia which provide a remedy for employees to challenge employers' conduct. The provisions include workplace rights and the exercise of those rights, the freedom to associate and be involved in lawful ...