The Fair Credit Reporting Act (FCRA) mandates that when a business pulls a credit report on someone, they must specify the reason. For example, the reason could be in conjunction with a loan request, for employment purposes, or part of a credit check by a landlord. Consumer Rights Under t...
Keystone Propane (the "Company") intends to obtain information about your Credit History for business purposes. This information will be provided by an investigative consumer reporting agency or consumer credit reporting agency. Thus, you can expect to be the subject of "investigative consumer reports...
The federalFair Credit Reporting Act (FCRA)is one of the strongest consumer protection laws. The FCRA is designed to ensure the accuracy, fairness, and privacy of information in the files of consumer reporting agencies. Unfortunately, credit reporting errors and violations of the FCRA are common. ...
Errors on your credit report, background check, or tenant screening can result in getting denied for a loan, a job, or even a home. Our team of consumer protection attorneys has over 35 years of experience defending clients under the FCRA. Best of all, there is absolutely no cost to you...
What does the Fair Credit Reporting Act do? The FTC and the CFPB are two federal agencies that enforce the FCRA. Some states may also have their own credit reporting rules and regulations. When it comes to consumer information, the FCRA protects the information collected in credit bureau files...
The federal Fair Credit Reporting Act (FCRA) is designed to promote accuracy, fairness and privacy of information in the files of every "consumer reporting agency" (CRA). Most CRAs are credit bureaus that gather and sell information about you - such as if you pay your bills on time or hav...
Credit Reporting Errors We’ve seen first hand how credit report errors can negatively impact consumers. It’s time to take back control of your financial future & fix your report, today. Background Check Errors Background check errors can potentially cost you your dream job or house. Perhaps...
Your Rights Under FCRA The Fair Credit Reporting Act, FCRA, is a federal law which promotes the accuracy, fairness, and privacy of consumer information in the files of reporting agencies. Consumer agencies are not just limited to credit bureaus which sell information about your credit and payment...
consumer-action.org 根據聯邦法律,帳戶查証公司(ChexSystems)是一個“專門信用報告署”,並必須遵循由聯邦貿易委 員會(FTC)所執行的公平信用報告法(FCRA)。 consumer-action.org consumer-action.org [...] under the PDPO and the Code) with that in the US (provided underFair CreditReporting Act) and ...
By Charlestien Harris The average consumer knows very little about this law enacted by congress in 1970. The Fair Credit Reporting Act (FCRA) was enacted to promote accuracy, fairness, and the privacy of personal information assembled by credit reportin