The Fair Credit Reporting Act (FCRA) mandates that when a business pulls a credit report on someone, they must specify the reason. For example, the reason could be in conjunction with a loan request, for employment purposes, or part of a credit check by a landlord. Consumer Rights Under t...
is a federal law enacted by the U.S. Congress in 2003 to amend theFair Credit Reporting Actpassed in 1970. Its purpose was to enhance consumer protections, particularly with regard toidentity theft. The best-known feature of the act is that it allows consumers free access to theircredit rep...
doi:http://dx.doi.org/Joellen RileySocial Science Electronic PublishingRiley, J (2009), `Workplace Dispute Resolution under the Fair Work Act: Is There a Role for Private Alternative Dispute Resolution Providers?' 20 Australian Dispute Resolution Journal 236...
The Equal Credit Opportunity Act (“ECOA”),15 U.S.C. § 1691et seq.was enacted in 1974 “to eradicate credit discrimination waged against women, especially married women whom creditors traditionally refused to consider for individual credit.”Mays v. Buckeye Rural Elec. Coop., 273 F.3d 837...
» Learn how to dispute credit report errors You're protected from harassment and abuse The Fair Debt Collection Practices Act prohibits debt collectors from using any harassing or abusive practices in an attempt to collect the debt. Along with other restrictions, debt collectors cannot: Use profa...
The article presents a discussion about sufficient time in relation to background checks of applicants and employees under the Fair Credit Reporting Act (FCRA) in the U.S. Sufficient time is the period, which is at least five days, for employers to give notice to employees or applicants ...