The Fair Credit Reporting Act (FCRA) is a federal law that regulates the collection of consumers' credit information and access to theircredit reports. It was passed in 1970 to address the fairness, accuracy, and privacy of the personal information contained in the files of thecredit reporting ...
The Fair and Accurate Credit Transactions Act (FACTA), also known as the FACT Act, is a federal law enacted by the U.S. Congress in 2003 to amend theFair Credit Reporting Actpassed in 1970. Its purpose was to enhance consumer protections, particularly with regard toidentity theft. The best...
workplace dispute resolutionalternative dispute resolutionFair Work ActThe Work Choices laws positively encouraged employers and employees to use private alternative dispute resolution (ADR) providers to assist in the resolution ofdoi:http://dx.doi.org/Joellen Riley...
» Learn how to dispute credit report errors You're protected from harassment and abuse The Fair Debt Collection Practices Act prohibits debt collectors from using any harassing or abusive practices in an attempt to collect the debt. Along with other restrictions, debt collectors cannot: Use profa...
credit purchasers as a hidden finance charge in the form of a discount offered to cash purchasers. This decision to hold Herbies responsible for the disparity in bargaining power between cash and credit buyers may prove more significant to other targets of the Bureau’s enforcement activity going ...
The article presents a discussion about sufficient time in relation to background checks of applicants and employees under the Fair Credit Reporting Act (FCRA) in the U.S. Sufficient time is the period, which is at least five days, for employers to give notice to employees or applicants ...