This might have conflicted with one of the key foundations of the healthcare system, namely equal access for equal needs. The aim of this study was to investigate determinants for employer-paid health insurance coverage. Because the policy change affected only people who were part of the labour...
Compared with native‐born Americans, immigrants were 10.5% less likely to have employer‐based health insurance when controlling for other social and economic characteristics. Income and educational attainment of immigrants along with length of stay were predictors of employer‐based coverage. Occupational...
We consider three outcomes whose product is the health insurance coverage rate: 1) the fraction of workers who are in firms that offer health insurance to at least some workers (the offer rate); 2) the fraction of workers who are eligible for health insurance, conditional on being in a ...
These are costs paid by insurance companies and do not include copayments Source: Medstat (2006) in Lahey (2007) References: Adams, P. F., Dey, A. N., & Vickerie, J. L. (2007). Summary health statistics for the U.S. population: National health interview survey, 2005. Vital ...
HealthCare.gov.Types of Health Insurance That Count As Coverage. Internal Revenue Service.Revenue Procedure 2022-34. U.S. Department of the Treasury.Affordability of Employer Coverage for Family Members of Employees. Norris, Louise. healthinsurance.org.Will the Family Glitch Fix Help My Family?Apri...
The Affordable Care Act, also known as Obamacare, is simpler than some people may give it credit for. The basic rule to remember is that everyone must carry Minimum Essential Coverage (MEC). Employers with 50 full-time employees or more are obligated to
Yet health insurance designs may offer limited financial protection for most consumers who need basic health care services. For example, the new financial transparency efforts may reveal the average amount paid by a health plan for a service, but do not provide a binding cost estimate.4 In seeki...
You can also enable employer-sponsored premium reimbursement (ESPR), which allows you to reimburse employees for premiums paid toward a spouse’s employer-provided health coverage. But, these reimbursements will likely be taxable income if the spouse already pays their premiums pre-tax through payroll...
This implies that the employer contributes 80% of the healthcare premium costs, and the remaining 20% will be paid by all four employees individually for each pay period for their health insurance. This is the case where the premium amount is the same for all the employees. ...
Using August 1988 Current Population Survey data, this study finds employer-provided retiree health insurance coverage is higher among workers who are covered by a union contract, in industries with large firms, in the public sector, male; highly paid, and full-time.DOI...