To reduce small business insurance costs, employers can choose health plans that shift more of the costs onto employees. While these contributions can be tax-advantaged, this type of plan means a smaller paycheck for the employee. Furthermore, although this strategy can save money for business ...
Beyond financial protection, health insurance may not be sufficient to ensure access to care for individuals. Once an employee purchases a health plan, they may find it difficult to obtain primary care services if there is a lack of availability of in-network primary care clinicians. For example...
However, the reforms also impose substantial costs on employers when an employee gets sick and may therefore reduce employment opportunities of disabled workers. We use data from the Dutch Labor Force Survey and rich administrative data from hospital admission records, social security records, and the...
Paying the Price: How Health Insurance Premiums Are Eating Up Middle-Class Incomes a recent pledge to slow health spending over the next decade.1 The analysis finds that if insurance premiums for employer-sponsored health plans in each state grow at the projected national rate of increase, then...
Financial incentives, participation in employer-sponsored health promotion, and changes in employee health and productivity: HealthPlus Health Quotient Pro... Stein AD, Shakour SK, Zuidema RA: Financial incentives, participation in employer-sponsored health promotion, and changes in employee health and...
Because employer-sponsored health insurance (ESI) is experience rated, employers have an incentive to try to offset its cost by paying lower wages to employees who have greater medical expenditures. The existing evidence on this topic, however, illustrates only that ESI is associated with lower wag...
employee雇员;从业员工 employ使用;雇用 employment使用;职业;雇用 employable可雇用者;符合最低雇用要求者 vt. employ使用,采用;雇用;使忙于,使从事于 employer英英释义 noun one that employs or makes use of something or somebodyespecially: a person or company that provides a job paying wages or a salary...
In Marietta Memorial Hospital Employee Health Benefit Plan v. DaVita Inc., DaVita argued that Marietta’s encouraging employees covered under its plan to switch to Medicare if they need dialysis violated the Medicare Secondary Payer Act.
This federal tax credit (also known as "Credit for Small Employer Health Insurance Premiums") applies to employers paying at least half of the premiums for their employees’ health coverage. It saves up to 50% of employee health coverage expenses for qualifying employers that meet certain criteria...
The disadvantage of contracted employees is that there may be little or no loyalty to the company. Since you're not offering any benefits, not paying Social Security tax for the employee and not offering unemployment insurance or worker's compensation, there is no incentive for the contracted wo...