If You Have to Ask What Is the Easiest Type of Mortgage to Get… Those who read the sections above should realize it’s fairly easy to qualify for a mortgage. Credit score requirements are super low across all loan types. And DTI ratios are also very forgiving in most cases. The same ...
Don’t put any charges on your credit card unless you can pay them in full. Credit card issuers charge a very high APY and it’s very easy to fall into a cycle of debt that you can’t get under from. If you need a personal loan, speak to your local credit union instead. For T...
bankruptcy and foreclosure not only dramatically lower your score, they are red flags for lenders. You must wait at least one year to get an FHA loan after a bankruptcy or foreclosure, and up to three years, depending on the type of bankruptcy and the circumstances surrounding your mortgage d...
Mortgage rates excluded; call for APR. APRs can increase after the loan consummation if the loan terms allow an APR to increase. APY = Annual Percentage Yield Dividends will be credited to your account and compounded every month. Fees could reduce the earnings on the account. Rates are ...
== CALCULATOR FOR ADVANCED FORM BUILDING == Fluent Forms Numeric Fields and advanced features give you the power to create incredible calculators, simplifying everyday calculation tasks. Whether it's a car loan calculator, BMI calculator, simple mortgage calculator, or tax calculator, creating these...
It takes a business day to get your money back.I like this one and I also hate it. But I only hate it because I wish it were 5 days, or even 10 to force me to leave it alone and save more! Haha… You may feel differently, however. ...
If you prefer a more “techy” approach to tracking. Find a budgeting and money management app that works for you and stick to it! They make it easy to track responsibilities because it's digital. Most apps connect with every loan, bank account, and credit/debit card you have. Plus, yo...
Cup of Jo readers have raved aboutYou Need a Budgetin the comments, and now I see why. You simply enter all your regular expenses — such as rent or mortgage, utilities, transportation and groceries. They even have categories like “fun money” and “things I forgot to budget for.” Th...
Looking to invest? Need answers? Ask your question here! In This Episode We Cover: Whether you should focus on paying off your mortgage or buying MORE rentals The pros and cons of getting an FHA loan for your rental property The “hidden” closing costs you CAN’T afford to miss (and ...