Mortgage Q&A: “What is the easiest type of mortgage to get?” Relative to other types of loans, it can be difficult to get approved for a mortgage. After all, mortgage lenders typically require a tri-merge credit report, steady income and employment, and assets in the bank. They don’t...
bankruptcy and foreclosure not only dramatically lower your score, they are red flags for lenders. You must wait at least one year to get an FHA loan after a bankruptcy or foreclosure, and up to three years, depending on the type of bankruptcy and the circumstances surrounding your mortgage d...
Don’t put any charges on your credit card unless you can pay them in full. Credit card issuers charge a very high APY and it’s very easy to fall into a cycle of debt that you can’t get under from. If you need a personal loan, speak to your local credit union instead. For T...
“balance” to check your checking balance, “pause” to stop the savings, and “bills” to see upcoming bills they know you’re about to get. I just sent in “bills”