Supreme Court May Nix Disparate Impact in Fair Lending EnforcementJoseph L. BarloonAnand S. RamanDarren M. Welch
Fair Lending Disparate Impact Litigation and EnforcementJoseph L. BarloonAnand S. Raman
using local products, etc. As both a coffee geek and ethnographer, my simple question was: “Which coffee do you use?” Turns out, they’re importing coffee from a multinational corporation. “Oh, but, they’re lending us an expensive espresso...
The article argues the disparate impact doctrine, which defines discrimination without intent, should be applied to mortgage lending practices and not eliminated, which was proposed by the American Bankers Association, from U.S. government regulatory agencies' fair-lending bank examinations.Rand...
Alan S. Kaplinsky
Disparate Impact Discrimination: Fair Lending at a CrossroadsPublication DetailsConsumer Finance Law Quarterly Report
Barefoot, J.S., 1997, The next fair-lending Risk: Disparate impact, ABA Banking Journal 89.Barefoot, J.S. (1997): The Next Fair-Lending Risk: Disparate Im- pact. ABA Banking Journal 89.Barefoot, ...
The DOJ claimed that the firm charged qualified African-American and Hispanic borrowers higher rates compared to non-Hispanic white borrowers in 2005-2009. The opinion of the DOJ's Thomas E. Perez on the development is also cited.EBSCO_bspPratts Bank Law & Regulatory Report...
Barefoot, J.S., 1997, The next fair-lending Risk: Disparate impact, ABA Banking Journal 89.Barefoot, J.S. (1997): The Next Fair-Lending Risk: Disparate Im- pact. ABA Banking Journal 89.Barefoot, JoAnn S. 1997. The Next Fair-Lending Risk: Disparate Impact. ABA Banking Journal 89(5)...
RMA's June 1999 Consumer Risk Management Conference included a presentation by a senior financial economist from the OCC who demonstrated how fair lending examinations have changed to reflect banks' use...and misuse...of credit scoring models. The focus of the examination varies from bank to ...