Term Life Insurance vs. Whole Life Insurance Whole life insurance (aka permanent life insurance) is in place for your whole life. And while I hope it’s a long and prosperous one, that’s a lot of premiums to pay—and high ones at that! Why are whole life premiums so high, you...
“The whole experience was very pleasant, I would definitely do business with them again.”Bruce U “I was amazed by the quality and professionalism of Zander insurance.”Hector B “Great customer care! I also appreciated the financial philosophical alignment with Dave Ramsey’s common sense princ...
Miller also says, “Dave does not mention 401K’s at all in any of his 7 baby steps.” That’s certainly not true. Ramsey is very clear that Roth 401ks are the way to go as you take the pre-tax benefit. This would fall under “Pre-Tax Retirement” in step #4. RAMSEY MENTIONS ...
So, is Dave Ramsey wrong about avoiding debt at all costs? In my case, mathematically I was right, not Dave. My theory was thatthe long-term return of investing in stockswould earn more over time than paying off debt, which would only “earn” me the interest rate that I would otherwi...
They are committed to providing the most affordable guaranteed level term life plans. Their team members are not paid commissions and their plans don’t include a bunch of riders that waste your money. While most other agents would be happy to convert your term plan to a cash value policy,...
Luckily, there are plenty of great options to bridge the gap when you’re buying and selling at the same time, so you don’t wind up with two house payments at once. You could rent on a short-term lease, or you could move in with family for a little bit. ...