Term Life Insurance vs. Whole Life Insurance Whole life insurance (aka permanent life insurance) is in place for your whole life. And while I hope it’s a long and prosperous one, that’s a lot of premiums to pay—and high ones at that! Why are whole life premiums so high, you...
“The whole experience was very pleasant, I would definitely do business with them again.”Bruce U “I was amazed by the quality and professionalism of Zander insurance.”Hector B “Great customer care! I also appreciated the financial philosophical alignment with Dave Ramsey’s common sense princ...
“They have alerted us several times to security breaches with passwords and such,” she shared on the Ramsey Baby Steps Facebook Community group. “It’s been well worth it for us!” Zander’s ID protection is the same protection I personally use, and it’ll save your butt (and dozens...
About item 3. The money is indeed not an investment, it is a type of self insurance. The goal of insurance is to get the worst possible rate of return – outlive your term life insurance and get no money back, don’t get sick so the medical insurance doesn’t pay out for you, …...
Little evidence of such in Trump's first term. Dec. 16, 2024 4:35 AM View ABC News to pay $15M towards Trump presidential library to settle defamation lawsuit by Rob Johnson, SA News Editor b billygoatsgruff @Ivybanks yeah, that makes se...
I never had, but I still had trustees in my church. They were usually deacons or Elders, but I never thought about the term "Trustee" being a government office and position with the power of the State behind them until I heard about an Assembly of God Church in California that lost a...
2)Commit for the long-term. Far too often do I see episodic or sporadic approaches with social media. Businesses try and shortcut their efforts, making them seasonal, and expect immediate results. This couldn’t be more wrong. Social media is not a fad. And it’s more than just running...
In my case, mathematically I was right, not Dave. My theory was thatthe long-term return of investing in stockswould earn more over time than paying off debt, which would only “earn” me the interest rate that I would otherwise have had to pay on that debt. When you compare those tw...
market. It mixes two important jobs—life insurance and investing—and gives you a horrible payoff in both departments. No-med term life is way cheaper than no-med whole life too so it’s a no-brainer on all counts. Don’t just skip the medical exam—skip whole life insurance completely...