In general,poor credit scoreis the one thatfalls below 630on theFICO score rangeof 300 to 850. It might be the result of late payments, high credit utilization ratio, too many hard inquiries or a previous bankruptcy. If your score is in a bad shape, the first effect is that you will ...
Good: 670–739 Fair: 580–669 Poor: Below 580 In most cases, you can get a credit card or car loan with fair credit. If you want access to the best rewards credit cards, you’ll likely need a credit score above 670. Although you can get a mortgage with a low credit score, most...
Good: 670–739 Fair: 580–669 Poor: Below 580 In most cases, you can get a credit card or car loan with fair credit. If you want access to the best rewards credit cards, you’ll likely need a credit score above 670. Although you can get a mortgage with a low credit score, most...
Your credit score is a number that can have a significant impact on your financial life. If you have a good credit score, you are more likely to qualify for loans and to get better terms that can save you money. Learning what your credit score is and what goes into calculating it can ...
If your credit score is below 640, you might have trouble getting a conventional mortgage from a bank or online lender. Consider working on improving your credit score before applying for a mortgage. 300 to 574: Your credit score is poor and needs improvement, but that’s OK. As your ...
According to VantageScore, a “bad” or “poor” credit score is anything below 600. Find out more about bad credit scores and how to build up credit.
FICO Score ranges Very poor:300 to 579 Fair:580 to 669 Good:670 to 739 Very good:740 to 799 Excellent:800 to 850 Once you know what range you fall in, you can use that information to fine-tune your credit card search. Consider cards that require credit equal to or less than yours....
Poor credit score can prove costly to consumer
Credit score Good to Excellent Regular APR 20.49% - 27.49% variable on purchases and balance transfers Annual fee $95 Welcome bonus Earn 60,000 bonus points Terms apply. Read our Chase Sapphire Preferred® Card review. Our expert take Pros & Cons More Details ...
The FICO® score range for poor credit is 300 to 579. There are good cards in this category if you're rebuilding your credit, but always read the terms carefully and pay attention to fees. Credit cards for fair credit. The FICO® score range for fair credit is 580 to 669. You'll...