The five levels of FICO credit scores are excellent, very good, good, fair, and poor. Your credit score range will determine whether you qualify for loans and at which rates. Is it Possible to Get a 850 Credit Score? You can get a 850 credit score, although this score is fairly rare....
If you have a FICO credit score, you may know that those scores are grouped into five categories: poor, fair, good, very good and exceptional. But there's another taxonomy, one used to describe where someone stands in comparison to borrowers who qualify for the best — or "prime" — in...
At the other end of the spectrum is the “poor” credit score range, which is a score below 580. If your score is in this range, Pearson says your best bet for getting approved for a credit card is asecured card. With a secured credit card, you make a down payment or deposit cash...
FICO Score ranges Very poor:300 to 579 Fair:580 to 669 Good:670 to 739 Very good:740 to 799 Excellent:800 to 850 Once you know what range you fall in, you can use that information to fine-tune your credit card search. Consider cards that require credit equal to or less than yours....
Poor: When you have defaulted on loans or frequently pay your bills more than a month late, your credit score is likely to be poor. With a range of 580 or below, a poor credit score may not qualify you for a credit card. Climb the credit score chart People with a good credit scor...
Poor Credit: 599-300 What Is A Good Credit Score Range? A good credit score range is one that is between 700 to 749. The credit scores are determined by he Fair Isaac Corporation (FICO), which created the scores that lenders use to issue credit. ...
In general,poor credit scoreis the one thatfalls below 630on theFICO score rangeof 300 to 850. It might be the result of late payments, high credit utilization ratio, too many hard inquiries or a previous bankruptcy. If your score is in a bad shape, the first effect is that you will...
Those scores fall into credit score ranges that generally determine whether your score is excellent (720-850), good (690-719), fair (630-689) or poor (300-629). Typically, people with scores in the good or excellent range have more access to better financial products. ...
Where you fall on the range Excellent/very good Good Poor/very poor While both FICO Score and VantageScore have the same range of 300-850, within that range they have different thresholds for what’s a good or a bad score. Please consult the table below for the exact numbers. ...
According to VantageScore, a “bad” or “poor” credit score is anything below 600. Find out more about bad credit scores and how to build up credit.