*Rates, fees or bonuses may vary or include specific stipulations. The content on this page is accurate as of the posting/last updated date; however, some of the offers mentioned may have expired. We recommend visiting the card issuer’s website for the most up-to-date information available...
A lower interest rate credit card can help you save on the cost of debt by making it easier to pay down your balance faster. BankAmericard®credit card BankAmericard® Save on interest No annual fee† Tap to Pay 0% Intro APR†for 18 billing cycles for purchases, and for any bal...
It can be hard to get approved for a lower interest rate, so don't be discouraged if your request is denied. Another option is to apply for a balance transfer card. With a balance transfer card, the balance from your current card would get moved to a new card with a lower balance. ...
Improving your credit scoresmay also help keep your monthly interest payments down. If you have a good credit score, you may qualify for a card with a lower interest rate. And a credit card with a low interest rate can help you keep interest costs down if you carry a balance. ...
Carrying a large balance on a credit card with a high-interest rate can really drag you down, to the point where it may be hard to even meet the minimum payments due each month. But don't despair: There are a number of paths you can take to help lower your Annual Percentage ...
A card with a balance transfer offer may help you get out of debt quicker and avoid taking out a personal loan. A balance transfer provides a way to move high-interest credit debt to a credit card with a lower interest rate, saving you money on interest charges. Consolidating multiple cre...
A lower interest rate could result in substantial savings on your credit card debt.Getty Images Credit card interest rates have been on a steady climb over the past few years, withthe average credit card ratenow sitting at 22.76%, marking a record high. This upward trend can be attributed ...
If you do end up with debt, make sure you’re getting the lowest interest rates possible. Securing a lower interest rate may be as simple as asking your current credit card issuer to lower your APR. In other cases, it may make sense to improve your credit score or transfer your balance...
Luckily, ridiculously high-interest ratesdon't have to be part of your credit card experience. It's possible to negotiate to get a lower interest rate if you know whom to talk to and what strings to pull. If you can do a little bit of work to get inside your credit card company's ...
As with a loan, you will pay interest using a line of credit. Borrowers must be approved by the bank, which considerscredit ratingand/or your relationship with the bank, among other factors. Lines of credit tend to be lower-risk than using a credit card, but they are not as common. A...