carrying that balance and paying $250 a month would require 24 months to pay off and cost $1,134 in interest. After securing a 12-month 0% balance transfer on a new credit card and moving the $5,000 balance, the cardholder gets
Credit card NerdWallet rating Intro APRRegular APRRewards rateLearn more Discover it® Cash Back - 18 Month Intro Balance Transfer Offer 4.9/5Best for Long intro period + quarterly categories 0% intro APR on Purchases for 6 months and 0% intro APR on Balance Transfers for 18 months 18.24...
After the balance transfer is completed, you will be responsible for paying at least the minimum due each month, which will be enough to keep any 0% intro APR your card offers. However, paying only the monthly minimum won't help you to pay off your debt in full by the end ...
Moving an existing debt to a credit card usually incurs a charge called a balance transfer fee. Paying it might feel like a penalty, but it could be your ticket to a faster and cheaper debt payoff. Here’s what you need to know. » MORE: What is a balance transfer, and should ...
Balance transfer fee 3% of the amount of each transaction Foreign transaction fee 3% Credit needed Excellent/Good Terms apply. Intro 0% APR for 18 months Citi Double Cash® Card Rewards Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay ...
BalanceTransfers.com provides balance transfer credit card commentary to help you save on credit card debt. Learn about 0% APR credit card transfers.
Transfer a balance now Take advantage of a balance transfer Get more flexibility with a credit card balance transfer Pay off credit cards with higher interest rates Consolidate balances to make managing payments easier Simplify your finances with fewer credit card bills Transfer funds from your ...
6 Ways to Make the Most of a Balance Transfer Card Want to know how to transfer a card balance? Learn how you can consolidate your debts, save on interest charges, and regain control of your finances. How Does a Balance Transfer Affect...
TheCiti Custom Cash® Card is ideal for those whose spending habits may change from month to month but still want to maximize their spending. Cardholders automatically earn 5% cash back on their top eligible spending categories, up to the first $500 spent (then 1%), each billing cycle in...
Transfer a balance What do I need before I make a balance transfer? Make sure you have the card details you want to transfer to hand, as you’ll need to tell us the long number from the front. Check the cards you want to transfer have the Mastercard®, American Express® or Visa...