carrying that balance and paying $250 a month would require 24 months to pay off and cost $1,134 in interest. After securing a 12-month 0% balance transfer on a new credit card and moving the $5,000 balance, the cardholder gets
Credit card NerdWallet rating Intro APRRegular APRRewards rateLearn more Discover it® Cash Back - 18 Month Intro Balance Transfer Offer 4.9/5Best for Long intro period + quarterly categories 0% intro APR on Purchases for 6 months and 0% intro APR on Balance Transfers for 18 months 18.49...
BankAmericard credit card This no-frills Mastercard offers an 18-month period of 0% interest, and is the best option for those who might run the risk of making a late payment. View Deal Interest rate: 0% for 18 months on purchases and balance transfers, as long as the transfer is ma...
After the balance transfer is completed, you will be responsible for paying at least the minimum due each month, which will be enough to keep any 0% intro APR your card offers. However, paying only the monthly minimum won't help you to pay off your debt in full by the end ...
Credit Scores of Approved and Denied Applications U.S. Bank Cash+® Visa Signature® Card For those who want cash back rewards in addition to a solid balance transfer offer, theU.S. Bank Cash+® Visa Signature® Cardis a top option. It offers an impressive 0% intro APR balance tra...
If you do make a transfer after the four-month period, you will pay a huge variable APR of 16.49% to 26.49 APR, so make sure you get everything moved over in good time. Although the Citi Simplicity Card also offers a 0% interest period on purchases, this is shorter at 12 months. ...
Credit Scores of Approved and Denied Applications U.S. Bank Cash+® Visa Signature® Card For those who want cash back rewards in addition to a solid balance transfer offer, theU.S. Bank Cash+® Visa Signature® Cardis a top option. It offers an impressive 0% intro APR balance tra...
Discover U.S. News' picks for the best balance transfer cards. Find the best 0% APR and low interest card offers to save money and pay off your debt.
1. Apply for a cardwith a0% introductory APR on balance transfersor use an offer on a card you already have. Remember: To qualify for 0% balance transfer offers, you generally need to have good or excellent credit, and same-issuer transfers generally aren’t allowed. During the application...
If you have good or excellent credit and carry acredit card balancemonth-to-month, you should consider a no-fee balance transfer card. It's important to keep in mind that while opening a new credit card to get out of debt can be beneficial, you need to be careful how you use the ca...