As an independent agent, Henderson Brothers represents a wide variety of highly rated carriers to provide customized solutions for Homeowners, Condo/Co-op and Renters insurance. “After having worked with Henderson Brothers for over 10 years, and specifically with Dana Granito, I have the utmost co...
There are eight different types of homeowners insurance policies, which are known as HO-1 through HO-8. Each type, or “form” as they’re called in insurance lingo, is designed to fit the needs of a specific kind of property. Condo insurance is technically known as an HO-6 homeowners ...
Condo insurance, or an HO-6 policy, provides financial protection similar to a homeowners policy, but with some key differences.
The biggest difference between condos and apartments is the fact that condos are bought and owned, whereas apartments are rented. So rather than thinking about the design and style of the unit itself, the real question is this: Do you want to buy a property or rent one?
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Protect what your association insurance doesn’t with condominium insurance. The Hanover’s basic condominium owners’ policy covers your possessions, repairs to the inside of your unit, liability claims brought against you for bodily injury and property damage, and more. It’s even easy to add ...
Insurance is also more expensive for a house because you’re insuring the whole house and the property it sits on. You’ll be responsible for things like landscaping and maintaining gutters and the roof. Do you like mowing the lawn? Great! If not, you may have to pay someone to do it...
Here are some other questions we've answered: Alternatives to Single-Family Homes: Condos, Townhouses, Apartments, and More What is a Homeowners Association? How to Buy a House The Ascent's best mortgage lenders If you want ...
Financial Health is one area where houses and condos vary greatly. Most of the time, with a condo, ahomeowners association (HOA)will be in charge of managing the financial health of the neighborhood. The owners typically pay a monthly or quarterly fee for insurance, landscaping, trash, snow ...