Condo insurance, or an HO-6 policy, provides financial protection similar to a homeowners policy, but with some key differences.
From experience as a Realtor for almost forty years and owning multiple units in different states, it is essential to do more research than buying a single-family home. I will help you understand why. I have loved being a condo owner and you can too armed with the right knowledge. If yo...
If you have homeowners insurance, your policy covers more than just the structure of your home. It typically also includes contents insurance, which provides coverage for your belongings if they are damaged by a covered peril — like a fire — up to your policy’s coverage limits. Knowing wha...
Using a unique data set from Florida's residual property insurer, we test for adverse selection in the public provision of homeowners' insurance in Florida... JA Ligon,PD Thistle - 《Geneva Risk & Insurance Review》 被引量: 8发表: 2013年 Florida's Allstate Fight Intensifies. The article re...
» MORE: How much homeowners insurance do you need? How much dwelling insurance do you need for a condo? Condo owners generally need less dwelling insurance than homeowners do because they don’t have to insure their roof or the outer structure of their building. (As noted above, the asso...
The result is insurance companies are down money six of the last seven years and charging homeowners more to cover it. "We've seen premium increases 20 and 30% per year, they're going to have to continue that trend in order to make money," insurance expert Mark Kulda said. Kulda said...
Changing Times
She was told the policy had changed. “They said I would have to have had my car insurance with them for five years in order to get homeowners insurance. That eliminated us. It seemed everyone kept adding conditions that eventually eliminated us,” she said. ...
they are technically different. Within the insurance industry, hazard insurance refers to a portion of a general homeowners insurance policy that protects the structure of the home; catastrophe insurance usually refers to a separate, freestanding policy that covers specific types of disasters, including...
Renters insurance is a common form of property insurance that tenants take out when they rent a home, townhouse, apartment, condo, room, or another type of dwelling. It's also available to anyone whosubletsapropertyfrom another tenant. Policies vary based on the type of coverage a renter ch...