1. Is workers’ comp insurance required in Florida? The short answer: Yes. But in Florida, whether or not you need workers’ comp depends on how many employees you have and whether your business is in the construction, “non-construction,” or agricultural industries. Here’s how workers’...
FrontingAn arrangement between two insurance companies to produce an insurance policy (usually workers’ compensation) for a third party wherein one insurance company produces the official policy (for a fee) but cedes all losses from that policy to the other insurer. This kind of arrangement is u...
How State Laws Differ for Workers Comp? While many state insurance directors communicate with other insurance departments and model their insurance regulations in a similar fashion, the biggest differences often come down to when and how the rules apply to a business. Some of the most common diffe...
Again, it’s critical that businesses understand their state’s specific workers’ compensation system, because no two states have the exact same laws or regulations. The business insurance professionals at HUB International are here to help you determine your workers’ compensation insurance needs, as...
insurance also reduces the role of an attorney in collecting compensation after the accident,thereby2reducing the costs to both the employer and employee. State laws may vary regarding how the insurance is provided and what it covers. For more information about workers' compensation insurance, ...
Workers’ compensation is a mandatory type of business insurance that provides employees who become injured or ill while on the job with medical coverage and income replacement. It also protects companies from being sued by employees for the workplace conditions that caused such an injury or illness...
workers' compensation insurance 是指"劳工赔偿保险”，指由雇主购买的、对其员工在雇用期间可能因意外事故遭 受伤害的风险予以承保的保险。例 The vast majority of states adopted workers’ compensation laws between 1911 and 1920. The last state to adopt was Mississippi in 1948.【参考译文】绝大多数州在...
A workers’ compensation policy is an insurance policy, so there must be a claim for the issue to be processed. When an injury occurs, the employer must take swift action to comply with state laws. According to workers’ compensation attorney, Robert Aguilar Jr., “Employers must investigate ...
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Workers compensation insurance, or “Work Comp” coverage, offers benefits to employees of companies and must be purchased by employers. Most states require some form of workers compensation insurance, but have different laws regarding benefits. Workers