BalanceTransfers.com provides balance transfer credit card commentary to help you save on credit card debt. Learn about 0% APR credit card transfers.
How To Transfer Your Credit Card Balance To A 0% Card One of the easiest things you can do to save money is NOT pay interest… Discover Card - 0% APR for 12 months + NO FEE for Balance Transfers!! To paraphrase Michael Corleone, just when I thought I was out of great card offers...
Card Balance Transfers Good If Used Properly
Look into 0% balance transfer credit cards If you're struggling to get out of credit card debt, a 0% balance transfer credit card can help you save on interest. For example, the Citi Simplicity® Card offers an intro 0% on balance transfers for a full 21 months, then a variable 18.2...
Balance transfers can save money. Say you have a $5,000 balance on a credit card with a 20%annual percentage rate (APR). At that rate, carrying that balance and paying $250 a month would require 24 months to pay off and cost $1,134 in interest. After securing a 12-month 0% balan...
If you're opening a new credit card account to take advantage of a 0%annual percentage rateon transfers, be aware that the terms require completion of the balance transfer within a certain number of days to receive the promotional rate, typically within 60 days after account opening. ...
Balances transfers must be made within 3 months of account opening. Your 0% offer starts from account opening, after which standard variable rates apply. No fee to make balance transfers. No annual fee. Use worldwide at Mastercard® locations, in-store and online. ...
The balance transfer fee Your card’s overall credit limit is the maximum amount you can put on the card. That includes everyday purchases, balance transfers or a combination of both. If you scour through the fine print and find no additional balance transfer restrictions, then you can safely...
Balance Transfers and Debt SnowballsA balance transfer is one of the techniques you can consider using to lower the interest rates on your debts. You can also try contacting creditors directly to negotiate lower rates on existing cards. If you have multiple debts, you can use these techniques ...
A credit card balance transfer lets you move an existing credit card debt balance to a new credit card, which may allow you to take advantage of a lower interest rate. A 0% intro APR balance transfer credit card could mean no interest on balance transfers during the introductory period. Tra...