Every state has required minimum liability coverage that you need to have if you want to stay legal on the road. Michigan, as a no-fault state, requires you to carry both personal injury protection and property protection insurance. However, Michigan car insurance reform is on the way....
Michigan is no stranger to crowded roadways in larger cities, which leads to more accidents and higher rates. The state also experiences harsh winter weather and has one of the highest rates of uninsured motorists. Michigan is a no-fault state, which may contribute to its high average rates....
Cheapest car insurance for drivers in Michigan with an at-fault accident: Secura If youcause an accident, insurance companies may see you as riskier to insure and increase your rates accordingly. If you have a clean driving record at the time of your accident and you have anaccident forgivenes...
Read our unbiased review to learn what USAA car insurance has to offer, how it stacks up against the competition, and whether it’s the right car insurance company for you.
In addition to private passenger insurance, Michigan-based Auto-Owners offers homeowners, renters, life, business and pet insurance, as well as specialty coverage for classic cars and vehicles modified for accessibility. The diminished value coverage benefit means you can be compensated for the loss ...
Insurance Reviewer Cynthia Burleson is Director of the Center for Insurance and Risk Management and a lecturer at the University of Central Arkansas. Burleson earned a master’s degree in business administration and holds the AIDA, CRM, CPCU, CIC, ACP, and ACSR designations. ...
About one in six drivers is uninsured, even though this is illegal in most states. Uninsured motorist protection offers payment when you are in a hit-and-run or a collision with another driver who is at fault and does not have insurance. It can be relatively inexpensive to adduninsured moto...
It's also a good choice for high-risk drivers with tickets or at-fault accidents on their record. Standout benefits: USAA is one of the few companies offering pay-per-mile insurance, which it claims can save infrequent drivers more than 50% over a traditional policy. [ Jump to more ...
How to claim lost wages from a car accident in Michigan To make alost wagesclaim from a car accident in Michigan, a victim must: file an application for No-Fault benefits with the auto insurance company; provide proof of income lost from not returning to work; provide a work disability ce...
In general, DON’T HAVE ACCIDENTS, because they’re going to negatively impact the cost of your insurance, in some cases, even if the accident wasn’t your fault. We’ve got data on how your insurance cost can increase for ONE accident, but your rate is going to go up even more if...