Every state has required minimum liability coverage that you need to have if you want to stay legal on the road. Michigan, as a no-fault state, requires you to carry both personal injury protection and property protection insurance. However, Michigan car insurance reform is on the way....
In line with the state’s no-fault system,Michigan car insurance lawsrequire different coverage types than at-fault states. The term “no-fault” can be misleading, though. It primarily refers to how you file claims and which party’s insurance pays for medical costs; it does not mean that...
No longer can auto insurance companies use overly broad No-Fault fraud clauses in their policies to take away all of your legally-guaranteed Michigan auto insurance benefits after a car accident just by claiming you’ve made a mistake in your claims forms, an inaccurate statement in the past,...
Getting into an accident without insurance in Michigan Michigan’s car insurance laws do not offer any forgiveness for drivers who get into an accident without no-fault insurance and liability coverage. If an uninsured driver’s vehicle is damaged or totaled in a no-fault accident, they will be...
More About Michigan Injury Lawyers Recent Posts Michigan No-Fault Car Insurance—What Does It Cover? Injured victims deserve to be […] View Post New Michigan No-Fault Insurance Changes Michigan legislators recently revamped no-fault […] View Post...
Under Michigan law, you own car insurance company always pays your no-fault benefits. If you don’t own a car, then the car insurance for a resident relative – such as a parent, sibling, spouse or other blood related family member – pays the no-fault benefits. This occurs even if ...
Do I need rental car insurance? That’s the big question for a lot of Michigan drivers when they’re renting cars. They already have No-Fault coverage and collision coverage on their personal vehicle and their family vehicles and they’re questioning whether they need rental car insurance or ...
HOW DOES THE NEW MICHIGAN NO-FAULT LAW IMPACT MY CAR ACCIDENT CASE? If you are injured in an accident, your own insurance policy covers your medical expenses and related costs, even if you were at fault. These are considered first-party benefits, which include Personal Injury Protection (PIP...
injured person must complete and return an “Application for Benefits” within one year of the car accident. The application must be completed properly and signed. Upon receipt, the MACP will then assign a car insurance carrier – such as Farm Bureau or Allstate – to ...
Rummel Insurance is a Michigan Insurance Agency in Frankenmuth, MI specializing in all types of coverages. Farm Insurance, Life, Car, & Business. With over 74 years of experience.