We analyzed 101 popular balance transfer cards using an average American's annual spending budget and credit card debt and digging into each card's perks and drawbacks to find the best of the best based on your consumer habits.
which stands at 3%. As such, a $5,000 balance transfer from your existing cards will yield a one-time fee of $150. On the other hand, the Capital One Quicksilver Cash Rewards Credit Card does not come with any annual fees. In even better news, the card also comes with a...
Sometimes a zero can be a hero. Here’s an example: A credit card with a 0% intro APR offer can be a smart way to pay off a big purchase over time or help you shed existing debt more quickly. The best 0% intro APR credit cards feature interest-free financing periods of well over...
What is a balance transfer credit card? A balance transfer card lets you move a balance from one credit card to another. Balance transfer cards typically come with an introductory 0 percent APR offer for a set period, usually between 12 and 21 months. During this period, you won't be ...
NerdWallet credit card expert Sally French goes over the basics of balance transfer credit cards. Generally speaking, you’ll need good to excellent credit to be approved for a balance transfer credit card. That’s roughly defined as a credit score of 690 or better. But credit scores alone do...
NerdWallet credit card expert Sally French goes over the basics of balance transfer credit cards. Generally speaking, you’ll need good to excellent credit to be approved for a balance transfer credit card. That’s roughly defined as a credit score of 690 or better. But credit scores alon...
transfer fee on the card, which is higher than the typical 3% fee on many other cards, including our benchmarkCiti Double Cash. However, the 15-month introductory period on purchases has no fee, so it may make sense to use that feature of the card and avoid the balance transfer part...
Thebest balance transfer credit cardsoffer no interest periods of at least a year, and some cards also offer hard-to-find$0 balance transfer fees. If you have a large purchase coming up, consider putting it on an intro 0% APR card and benefit from no interest charges while you repay deb...
Why it’s great in one sentence: TheU.S. Bank Visa Platinumhas a long introductory balance transfer period of 18 billing cycles and is one of the few balance transfer cards that comes with cell phone insurance as one of its benefits. ...
Why it’s great in one sentence: TheU.S. Bank Visa Platinumhas a long introductory balance transfer period of 18 billing cycles and is one of the few balance transfer cards that comes with cell phone insurance as one of its benefits. ...