Most balance transfer credit cards with intro APR offers require qualifying transactions to be completed within 60 days of account opening. However, the Citi Diamond Preferred lets you complete balance transfers within a full four months of account opening. Card details Annual fee: $0. Rewards: ...
We analyzed 101 popular balance transfer cards using an average American's annual spending budget and credit card debt and digging into each card's perks and drawbacks to find the best of the best based on your consumer habits.
Balance transfer intro APR 0% intro for 18 months on Balance Transfers Regular APR 18.24% - 28.24% (Variable) Rewards rate Hover to learn more 1% - 5% Annual fee $0 Why you'll like this: It boasts an intro APR on par with several top balance transfer cards, plus it rewards your purch...
Firstly, it is important to note that you can only transfer debts to your balance transfer card from other credit cards. As such, if you’re currently holding other forms of interest-yielding debts such as a loan, you will need to consider an alternative type of debt consolidation. Are you...
Why it’s great in one sentence: TheU.S. Bank Visa Platinumhas a long introductory balance transfer period of 18 billing cycles and is one of the few balance transfer cards that comes with cell phone insurance as one of its benefits. ...
Why it’s great in one sentence: TheU.S. Bank Visa Platinumhas a long introductory balance transfer period of 18 billing cycles and is one of the few balance transfer cards that comes with cell phone insurance as one of its benefits. ...
We analyzed popular balance transfer cards with no balance transfer fee using an average American's annual spending budget and credit card debt and digging into each card's perks and drawbacks to find the best of the best based on your consumer habits.
A balance transfer card is an important tool to help pay off credit card debt. These cards enable you to move high-interest debt to a new credit card that won’t charge interest for a year or more. Some of the top cards offer a 0% intro APR well into 2026. Here is our list of ...
Best Balance Transfer Credit Cards Review Chase Freedom Unlimited Credit Card If you’re looking for a 0% intro APR for purchases paired with flexible cash back rewards and a lot of other perks, this is it. TheChase Freedom Unlimited credit cardoffers a 15 month intro 0% APR on new purcha...
Some credit cards offer an introductory period – often 12 to 18 months – with 0% interest on purchases and, potentially, balance transfers. These cards can help you pay off large purchases or consolidate high-interest debt, but keep in mind they'll charge the regular annual percentage rate...