Annual fee $0 Why you'll like this: It pairs one of the longest intro APR offers on the market with a lower-than-average ongoing interest rate. What you should know “The Wells Fargo Reflect was my first choice when I realized I needed a balance transfer card. The reason was simple: ...
Consider how much time you need to repay debt: No-fee balance transfer cards provide interest-free periods ranging from six to 15 months. You should consider how much money you have leftover each month to repay debt and how long it will take to reach a zero balance. This can help you ...
Includes zero-interest promotional period. May charge 3% to 5% balance transfer fee. Includes fixed monthly interest. May charge 1% to 10% origination fee. How to choose between a balance transfer or personal loan Ask yourself these four questions to determine how to best pay off your debts. ...
Cardholders get a long interest-free period for balance transfers and owe no annual fee. (See Rates & Fees) Another card to consider: You could look at a card with a balance transfer offer and a cash back rate of at least 2%, such as the Wells Fargo Active Cash® Card. Best in...
Get it for the balance-transfer benefits, keep it for the cash-back rewards. Pros The introductory APR period for balance transfers is outstanding for a card that also has a robust rewards program. There's a relatively low 3% introductory balance transfer fee, although the fee for future ...
within the first 60 days of opening the account to benefit from the 0% interest offer, which is more than enough time to make your transfers. In terms of fees, the card does not come with any annual fees, which is great. However, you will need to pay a 3% balance transfer fee. ...
Simplicity card has an 18 month 0% balance transfer AND purchase introductory interest rate.Whenever you transfer your balance you’ll pay a fee equal to the greater of $5 or 3%. Other than that, this card has no late fees, penalty interest rates and no annual fee… EVER. How awesome ...
Balance Transfer Fee Intro fee of either $5 or 3% of the amount of each transfer, whichever is greater, on transfers made within the introductory offer.After that: Either $5 or 5% of the amount of each transfer, whichever is greater. ...
Balance Transfer Fee applies to balances transferred at a promotional rate Cash Advance Fee 5% of the amount of the cash advance, but not less than $5 Foreign Transaction Fee None Our Take Why this is one of the best travel credit cards: This card is a good all-around travel credit card...
Balance transfer fee N/A Foreign transaction fee None Credit needed Excellent/Good See rates and fees, terms apply.Who's this for? The American Express® Gold Card is a smart choice for consumers who love travel and dining out due to its generous rewards rates. While the card comes with...