We analyzed popular balance transfer cards with no balance transfer fee using an average American's annual spending budget and credit card debt and digging into each card's perks and drawbacks to find the best of the best based on your consumer habits.
Our best no fee balance transfer credit cards3 results found, sorted by popularity. Refine results Santander All in One Credit Card Interest on balance transfers 0%for15months with no fee Representative APR (variable) 29.8%APR Balance transfer fee No fee Pay the balance over 19months with fees...
So the ideal balance transfer credit card would have a $0 balance transfer fee, as well as a $0 annual fee and a long 0% intro APR period. At one point in the mid-2010s, such "triple-zero" cards weren't too difficult to find, and several major issuers made such offers available, ...
Most balance transfer credit cards with intro APR offers require qualifying transactions to be completed within 60 days of account opening. However, the Citi Diamond Preferred lets you complete balance transfers within a full four months of account opening. Card details Annual fee: $0. Rewards: ...
Best 0% Intro APR Balance Transfer Credit Cards To Earn a Sign-Up BonusBank of America® Travel Rewards credit cardFeaturing a 0% Intro APR for 15 billing cycles for any balance transfers made in the first 60 days (then 19.24% - 29.24% variable APR with a balance transfer fee of 3% ...
Balance transfer intro APR 0% for 21 months on Balance Transfers Regular APR 18.24% - 28.99% (Variable) Rewards rate N/A Annual fee $0 Why you'll like this: It comes with one of the longest balance transfer offers on the market, and it’s one of the only cards that doesn’t charge...
Complete List of 0% Balance Transfer Credit Cards What Is a Balance Transfer and Why Is It Useful? What to Look For in a Balance Transfer Card Balance Transfer Fee Low or No-Intro APR: Check Specifically for Balance Transfers Low or No Annual Fee ...
The best balance transfer credit cards charge no annual fee and offer at least 15 months of 0% APR for balance transfers. Using a balance transfer card wisely can save you hundreds, or even thousands, of dollars in interest and help you get out of debt faster. Why trust NerdWallet NerdWall...
We factored in each card's transfer fee, the length of the 0% interest period and any interest you'd pay once the intro period ends. Read more about our methodology below. Best balance transfer credit cards of 2022 Intro 0% APR for up to 21 months Wells Fargo Reflect® Card Citi®...
Balance transfer cards have the power to drastically cut your payments with 0% APR. But there's a cost, and rules to follow.