If you are looking for a free and easy-to-use budget-tracking app, then you might want to check out Personal Capital or GoodBudget. On the other hand, if you really want to dive into money management, you might consider investing in a more advanced tool like YNAB. The bottom line is ...
YNAB -- which stands for You Need a Budget -- is designed to force you into the driver's seat with your budget. Instead of simply scouring your transactions to automatically create spending categories, as a lot of budgeting apps do, YNAB makes you think about every dollar that comes in a...
YNAB (You Need A Budget)(free for 34 days, and then $109/year (comes out to $9.08/mo)) This is the darling of the bunch, and almost every blogger I know is a fan of theirs – I have yet to hear a complaint. And although I don’t use them personally, I’m friends with the...
YNAB’s most unique feature is its “budget inspector,” which gives users more direct control over their personal finances, specifically plans for upcoming expenses. The inspector feature allows you to quickly see a summary of your cash flow and expected spending if you’ve saved enough for a...
You Need A Budget(YNAB) is a terrific resource to manage your budget. It belongs higher on our list, but the cost holds it back. Luckily, college students can access a free one-year subscription. If that doesn’t describe you, the service costs $14.99 per month or $98.99 if you sign...
Download Goodbudget: Budget & Finance YNAB Price: Free YNAB is a little different as it’s free to download, and you’ll get a 34-day trial. If you like it, you’ll then need to pay $50 a year, and although that might seem like spending money for nothing, ironically, the focus ...
Once all this has been set up, you can have the app immediately assign money to all the categories you filled out, which is really convenient. With your budget categories funded, use any leftover money to make strategic adjustments or begin saving for future goals. The goal is to achieve ...
3. Best for Zero-Based Budgeting: YNAB Previously known as You Need a Budget, YNAB is both an app and a software program that can be used across multiple platforms to create zero-based budgets. Users can link bank accounts, create a budget and continuously sync data, offering an ideal sol...
YNAB website claims average user saves $600 in their first two months and $6,000 in their first year Syncs to your bank accounts and credit cards Users can set goals, customize spending categories Offers educational resources, such as budgeting advice and free, live workshops Personal customer...
but you can manually add investments without syncing those accounts. You can use Empower’s budgeting tools to see your total income and expenses every month. While you can’t create specific goals, you can add a budget, compare it to previous months, and see your spending by categories. ...