A balance transfer card is an important tool to help pay off credit card debt. These cards enable you to move high-interest debt to a new credit card that won’t charge interest for a year or more. Some of the top cards offer a 0% intro APR well into 2026. Here is our list of ...
Balance transfer fee 3% Regular APR 17.49% to 27.49% variable Foreign transaction fee None Credit needed N/A Terms apply. 2.5% cash back on all purchases (up to $250 in cash back rewards per billing cycle) No annual fee Simple cash-back rewards No welcome bonus No special financing offers...
Foreign transaction fee None Credit needed Excellent/Good See rates/fees and rewards/benefits; terms apply. No annual fee Solid rewards on broad spending categories Ability to pay your rent with no transaction fees Transfer points to leading frequent traveler programs at a 1:1 rate, including Amer...
the Citi® Double Cash Card offers a simple reward structure. You’ll earn a cool 2% cash back on every purchase with no caps on how much you can earn, so it’s an excellent no-fee credit card for those who value simplicity. The balance transfer rate provides a cherry to this alread...
Best for no annual fee Capital One VentureOne Rewards Credit Card Rating: 4.1 stars out of 5 4.1 Best for everyday spending Citi Strata Premier℠ Card Rating: 4.5 stars out of 5 4.5 How to choose the best travel credit cards for beginners ...
During the interest-free period, you can benefit from substantial savings versus carrying a balance on a high interest credit card, where a portion of your payment goes toward interest charges. Thebest balance transfer credit cardsoffer no interest periods of at least a year, and some cards al...
Balance transfer fee of 5% (min $5) Investopedia's Rating 3.5 Recommended Credit Score:670–850 Annual Fee:$95 Bonus Offer:30,000 Bonus points for spending $3,000 in the first 3 months Rewards:4 Bonus and 5 Base points per eligible $1 spent at Hyatt hotels; 2 Bonus points at restaura...
Balance transfer fee of 5% (min $5) Investopedia's Rating 3.5 Recommended Credit Score: 670–850 Annual Fee: $95 Bonus Offer: 30,000 Bonus points for spending $3,000 in the first 3 months Rewards: 4 Bonus and 5 Base points per eligible $1 spent at Hyatt hotels; 2 Bonus points at...
Balance transfer fee of 5% (min $5) Investopedia's Rating 3.5 Recommended Credit Score:670–850 Annual Fee:$95 Bonus Offer:30,000 Bonus points for spending $3,000 in the first 3 months Rewards:4 Bonus and 5 Base points per eligible $1 spent at Hyatt hotels; 2 Bonus points at restaura...
Balance transfer fee of 5% (min $5) Investopedia's Rating 3.5 Recommended Credit Score:670–850 Annual Fee:$95 Bonus Offer:30,000 Bonus points for spending $3,000 in the first 3 months Rewards:4 Bonus and 5 Base points per eligible $1 spent at Hyatt hotels; 2 Bonus points at restaura...