Credit card companies typically charge 3% or 4% of the amount transferred as a fee. This fee is then added to your balance on the new card. While this may still be a good deal, an even better deal would be a no-fee balance transfer. But there’s a catch. They are really hard to...
We analyzed popular balance transfer cards with no balance transfer fee using an average American's annual spending budget and credit card debt and digging into each card's perks and drawbacks to find the best of the best based on your consumer habits.
A balance transfer card is an important tool to help pay off credit card debt. These cards enable you to move high-interest debt to a new credit card that won’t charge interest for a year or more. Some of the top cards offer a 0% intro APR well into 2026. Here is our list of ...
For example, the ESL Visa Credit Card from ESL Federal Credit Union has no balance transfer fee, charges no annual fee and has a 0% APR on transfers for 12 months. But to qualify for the card, you must be a member of the credit union — and membership is limited to residents in 10...
Best OffersBalance TransferTravelCash BackRewards0% Intro APRAirlineNo Foreign Transaction FeeBuilding CreditBusiness More Best Offers of February 2025 Credit card NerdWallet rating Annual feeIntro offerRewards rateApply now Capital One Savor Cash Rewards Credit Card 5.0/5 $0 $200 1%-8%Cashback ...
The company joins competitors Helcim, Square, Clover, and PayPal in charging no monthly fee for its credit card processing services. Its per-transaction fee for card-present charges is 2.9% plus $0.30, and the fee for manual entry of card information is 3.4% plus $0.30. Stripe adds 1.5%...
Capital One VentureOne Rewards Credit Card: * Best no annual fee credit card Wells Fargo Active Cash® Card: * Best card for flat-rate cash rewards Chase Freedom Unlimited®: * Best card for bonus categories and base rewards Chase Freedom Flex®: * Best card for rotating bonus categorie...
Credit Score Good, Excellent Why we picked it The no annual fee Wells Fargo Reflect® Card * earned its title as the best balance transfer credit card because it offers an industry-leading 0% intro APR for 21 months from account opening on purchases and qual...
Best Balance Transfer Credit Card: Citi® Diamond Preferred® Credit Card Best Student Credit Card: Bank of America® Travel Rewards for Students Best Business Credit Card: Ink Business Preferred℠ Credit Card Best Groceries Credit Card: Blue Cash Preferred® Card from American Express ...
card is our best overall credit card and best for cash back because of its combination of low fees, low interest, and high rewards earning rate. With no annual fee, you don't need to worry about making sure you're extracting maximum value from the card every year to make it worth it...