Why we chose it:LightStream stands out for offering personal loans with no origination fee, no prepayment penalties and no late payment fees. LightStreamfee structure is borrower-friendly — no origination fees, late fees or prepayment penalties. However, it’s important to note that loan approval...
Loan terms are between two and seven years, but there are no prepayment penalties if you pay the loan off sooner. You will face a 1.85% to 9.99% origination fee, which is fairly high. Best for Small Balance Loans Upstart 3.7 ★★★ ★★★ ★★★ Unique Features AI-based qualificatio...
Discover's personal loans come with a 30-day guarantee. If you find a better deal or change your mind within 30 days, you can return your funds without having to pay interest within that time frame. But there's no grace period for payments, and it charges a steep $39 late fee. Avai...
Frequently asked questions about personal loans in the UK The best personal loans allow you to borrow a sum of money over an agreed period at the lowest interest rate you can get. You then repay this amount, plus interest, usually in monthly instalments until the debt is paid off. 1000to5...
Late fee of $39 No autopay discount No cosigners or joint applications View More Who's this for? Discover Personal Loans can be used for consolidating debt, home improvement, weddings and vacations. You can receive your money as early as the next business day provided that your application wa...
SoFi Personal Loan: Best for Online loans overall Discover® Personal Loans: Best for Online loans for excellent credit Upstart: Best for Online loans for fair credit LightStream: Best for Online loans with no fees LendingPoint: Best for Online loans for fast funding Best Egg: Best for Online...
Advertising Disclosure: When you use our links to explore products, we may earn a fee but that in no way affects our editorial independence. A low rate can save you thousands of dollars over the life of your loan. Best Low-Interest Personal Loans Lender Learn More APR Max. Loan Amount Mi...
Advertising Disclosure: When you use our links to explore products, we may earn a fee but that in no way affects our editorial independence. A personal loan can help spread out the cost of big-ticket items, consolidate debt or allow you to make cozy home upgrades over time. Consider making...
PenFed offers the lowest starting APR on personal loans in Oregon, according to MoneyGeek's analysis, with rates as low as 7.99%. However, the best option for you may vary depending on your financial situation and needs, and securing alow rateoften requires an excellent credit score. ...
Best for no origination fee LightStream Personal Loans Learn More Annual Percentage Rate (APR) 6.94% - 25.29%* APR with AutoPay Loan purpose Debt consolidation, home improvement, auto financing, medical expenses, and others Loan amounts $5,000 to $100,000 ...