No prepayment penalties Accessible to people with fair credit scores Fast funding process Cons Not available in Nevada or West Virginia High maximum APR Charges origination fees between 0% to 6%, depending on the state you live in Charges late fees Additional Details If approved, funds can hit...
Compare the best personal loans with no origination fees. Find lenders offering low APRs, no hidden costs and fast funding options.
NerdWallet has partnered with Monevo who will check your eligibility. M&S Bank Personal Loans 3.5 NerdWallet's ratings Overview Representative Example Eligibility Criteria Available Terms 1 to 7 years Available amounts £1,000 to £25,000 Representative APR 6.2% Joint Loans No NerdWallet's Review...
Why we chose it:LightStream stands out for offering personal loans with no origination fee, no prepayment penalties and no late payment fees. LightStreamfee structure is borrower-friendly — no origination fees, late fees or prepayment penalties. However, it’s important to note that loan approval...
Who has the best personal loan interest rates in Oregon? PenFed offers the lowest starting APR on personal loans in Oregon, according to MoneyGeek's analysis, with rates as low as 7.99%. However, the best option for you may vary depending on your financial situation and needs, and securing...
Zachary Romeo is a certified Commercial Banking and Credit Analyst (CBCA), and the Head of Loans and Banking at MoneyGeek. Previously, he led production teams for some of the largest online informational resources in higher education, with over 13 years of experience in editorial production. ...
Personal loans are typically unsecured, so you don't have to use collateral. Cons Depending on the lender, you may have to pay origination fees, or even prepayment penalties. A personal loan may have a higher APR than other options, such as a 0% credit card or a home equity loan, ...
LightStream: Best for Online loans with no fees 4.5NerdWallet Rating Est. APR 6.99-25.29% Loan amount $5K-$100K Min. credit score 660 See Offerson LightStream's website on LightStream's website View details LendingPoint: Best for Online loans for fast funding 4.0NerdWallet Rating Est....
We researched and evaluated APRs, fees, loan amounts, and terms from leading personal loan lenders to help you find the best personal loans for your needs.
Peer-to-peer loans are funded by individual and institutional investors. We compared and reviewed the best peer-to-peer lenders based on loan rates, fees, required credit score, and more to help you find the right loan.