We analyzed popular balance transfer cards with no balance transfer fee using an average American's annual spending budget and credit card debt and digging into each card's perks and drawbacks to find the best of the best based on your consumer habits.
Navy Federal Credit Union® Platinum Credit Card The offer: The Navy Federal Credit Union® Platinum Credit Card has no balance transfer fee and charges 0.99% intro APR on qualifying balance transfers for 12 months, and then the ongoing APR of 11.49%-18.00%, Variable APR, as of April ...
Compare our best fee-free 0% balance transfer credit cards with Uswitch. Transfer your debts to a new card with no upfront fees. Find a 0% balance transfer credit card now.
Comparing a shorter no-fee balance transfer vs. a longer one with a modest fee.As of January 2024, the average credit card interest rate is roughly24% APR(!). If you are paying 24% APR, that’s like paying 2% on your balance everymonth(!). Paying a 3% upfront fee for an 21 mon...
Calculate the balance transfer fee. Make sure not to overlook a credit card's balance transfer fee terms. This fee is usually due upfront and is calculated based on how much you transfer over. Take note of the 0% APR rate period. Be sure to pay off your balance transfer amount before...
Credit card companies typically charge 3% or 4% of the amount transferred as a fee. This fee is then added to your balance on the new card. While this may still be a good deal, an even better deal would be a no-fee balance transfer. But there’s a catch. They are really hard to...
sign-up bonuses, ancillary benefits and rewards programs. Some no annual fee cards are less about earning rewards and focused instead on helping you pay down high-interest debts via abalance transfer. If you already pay an annual fee, you may even be able to persuade the issuer to waive ...
Balance transfer fee 3% of the amount of each transaction Foreign transaction fee 3% Credit needed Excellent/Good Terms apply. No annual fee One of the longest intro periods 3% foreign transaction fee No rewards program View More Intro 0% APR for 18 months Citi Double Cash® Card Rewards Ear...
What Is a Balance Transfer and Why Is It Useful? What to Look For in a Balance Transfer Card Balance Transfer Fee Low or No-Intro APR: Check Specifically for Balance Transfers Low or No Annual Fee Skip the Bonuses How to Choose the Best Balance Transfer Offer ...
Annual Fee $0 Welcome Offer N/A Bottom Line This no-frills card is a solid choice if your priority is to avoid credit card interest for as long as possible. It offers an incredible intro APR. The balance transfer fee (5%; $5 min....