Compare our best fee-free 0% balance transfer credit cards with Uswitch. Transfer your debts to a new card with no upfront fees. Find a 0% balance transfer credit card now.
We analyzed popular balance transfer cards with no balance transfer fee using an average American's annual spending budget and credit card debt and digging into each card's perks and drawbacks to find the best of the best based on your consumer habits.
Comparing a shorter no-fee balance transfer vs. a longer one with a modest fee.As of January 2024, the average credit card interest rate is roughly24% APR(!). If you are paying 24% APR, that’s like paying 2% on your balance everymonth(!). Paying a 3% upfront fee for an 21 mon...
All CardsBalance Transfer0% PurchasesCashbackRewardsBalance & PurchasesTravelPoor Credit MBNA Dual 0% Transfer and Purchase Credit Card Balance Transfer offer duration 21 months 0% Purchase offer duration 21 months Representative % APR (variable) 24.9% APR Transfer Fee 3.49% Check my eligibilitySee mo...
Navy Federal Credit Union® Platinum Credit Card The offer: The Navy Federal Credit Union® Platinum Credit Card has no balance transfer fee and charges 0.99% intro APR on qualifying balance transfers for 12 months, and then the ongoing APR of 11.49%-18.00%, Variable APR, as of April ...
Credit card companies typically charge 3% or 4% of the amount transferred as a fee. This fee is then added to your balance on the new card. While this may still be a good deal, an even better deal would be a no-fee balance transfer. But there’s a catch. They are really hard to...
What Is a Balance Transfer and Why Is It Useful? What to Look For in a Balance Transfer Card Balance Transfer Fee Low or No-Intro APR: Check Specifically for Balance Transfers Low or No Annual Fee Skip the Bonuses How to Choose the Best Balance Transfer Offer ...
A balance transfer credit card may be worth it as long as the 3% to 5% fee won't cost more than the interest you'll save if you do the transfer. Run the numbers and see if it makes sense for you. If the numbers work, it's a golden opportunity to get out of debt while paying...
3% foreign transaction fee No rewards program View More Who's this card for?TheCiti Simplicity® Cardis a great option for consolidatingexisting credit card debtfrom other cards. Intro APR offer:You'll earn a 0% intro APR for 21 months on balance transfers from the date of the first trans...
Enjoy 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 19.99% - 28.74%. No annual fee – You won't have to pay an annual fee for all the great features that come with your Freedom Unlimited® card ...