Month by month, that payout increases so every month of delay adds to the haul. Start collecting at 63, for instance, and you get 80% of the full retirement age check. Wait until 64 and you get 86.7%. Wait until 70 and the bonus is that the check is bumped up to 132%...
Have a low life expectancy.If you have a terminal disease, a family history of early death or poor health, the odds may dictate that you shouldn’t wait until your 70th birthday to start collecting Social Security. Are the lower-earning spouse.It can make sense for the spouse who earned ...
Ready to claim Social Security?Here’s the best time to start collecting. 2. Earn more money The next obvious lever to pull to get a Social Security paycheck is to earn more money. Social Security uses a formula that factors in how much you’ve paid into the system. The more you’ve...
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athryn L. Garnett has won the2006 Lawler Award for the best article of the year. Her article, “Social Security: What’s the Magic Age?” (July 06, page 28), discusses the best time for CPAs and their clients to start collecting benefits to maximize financial security. ...
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person at your local Social Security office. It is generally recommended that you apply a few months in advance of when you would like to start receiving the checks.1Depending on your situation and the required documentation, your application may be approved within the same ...
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