“I’m still working in my 60s. There’s a disadvantage to me taking Social Security now working because of the way Social Security punishes you to a certain point if you are still working. So especially for me, it’s smart to wait the full run until I turn 70 to start receiving Soc...
you get a larger check each month. On the surface, it might seem better to wait until age 70 start, since by doing that you can make the most money from the system if you live long enough. Still, there are good reasons to start Social Security earlier than that. Of those, perh...
However, you don’t have to wait the full year to claim some of the increase. That is, for every month you delay your benefit, you’ll receive a benefit that is two-thirds of one percent higher, which is just the 8 percent annual rate divided by 12 months. So if your full ...
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person at your local Social Security office. It is generally recommended that you apply a few months in advance of when you would like to start receiving the checks.1Depending on your situation and the required documentation, your application may be approved within the same ...