Best Balance Transfer Credit Cards of January 2025 Citi® Diamond Preferred® Card: Best feature: 21-month 0% introductory rate on balance transfers. Citi Rewards+® Card: Best feature: Two points per dollar spent at gas stations. Citi Double Cash® Card: Best feature: 18-month 0% in...
Best Balance Transfer Credit Cards Credit card NerdWallet rating Intro APRRegular APRRewards rateLearn more Discover it® Cash Back - 18 Month Intro Balance Transfer Offer 4.9/5Best for Long intro period + quarterly categories 0% intro APR on Purchases for 6 months and 0% intro APR on Bala...
BankAmericard® credit card Intro 0% APR for 18 months Citi Double Cash® Card Discover it® Balance Transfer Chase Slate Edge℠ U.S. Bank Visa® Platinum Card Intro 0% APR for 15 months Chase Freedom Unlimited® Chase Freedom Flex® ...
Best Balance Transfer Credit Cards How to Choose the Best Balance Transfer Credit Card What is a 0% Balance Transfer Credit Card? How Does a 0% Balance Transfer Work? How To Do a 0% Balance Transfer How Much Money Can I Save With a 0% Balance Transfer? Pros & Cons How to Maximize ...
To avoid this fee, check out our top 5 credit cards with no balance transfer fee. Rule of Thumb: If the transfer fee is 3%: Don't transfer if you can pay off the balance in 4-5 months or less. If the transfer fee is 5%: Don't transfer if you can pay off the balance in 7...
Balance transfer fee of 5% (min $5) Investopedia's Rating 3.5 Recommended Credit Score:670–850 Annual Fee:$95 Bonus Offer:30,000 Bonus points for spending $3,000 in the first 3 months Rewards:4 Bonus and 5 Base points per eligible $1 spent at Hyatt hotels; 2 Bonus points at restaura...
Balance transfer cards have the power to drastically cut your payments with 0% APR. But there's a cost, and rules to follow.
Best Travel, Best Rewards Credit Card: Chase Sapphire Reserve® Best Airline Credit Card: United℠ Explorer Best Hotel Credit Card: World of Hyatt Credit Card Best Balance Transfer Credit Card: Citi® Diamond Preferred® Credit Card Best Student Credit Card: Bank of America® Travel...
Secured Credit Card Credit Cards for No Credit History Balance Transfer Credit Card Offers Travel Credit Card Credit Cards to Build Credit No Annual Fee Credit Cards Low Interest Credit Cards Rewards Credit Cards See if you're pre-approved > , Opens new tab Getting a credit card...
Best overall balance transfer card: Best for no fees: Best for fair credit: Best for post-balance transfer APR: Best for cash back: Best for interest rate reduction: Best for travel and consumer protections: Best for choose-your-own-adventure: ...