If you think you may end up carrying a balance at some point, consider a credit card that offers no interest on balance transfers for a set period of time — this can range from six months to up to 21 months. During theintroductory 0% APR period, you can pay off debt without paying...
This site does not include all card companies or all card offers available in the marketplace. Terms Apply. Show Summary Best Balance Transfer Credit Cards of January 2025 Citi® Diamond Preferred® Card: Best feature: 21-month 0% introductory rate on balance transfers. Citi Rewards+® ...
Best Balance Transfer Credit Cards Credit card NerdWallet rating Intro APRRegular APRRewards rateLearn more Discover it® Cash Back - 18 Month Intro Balance Transfer Offer 4.9/5Best for Long intro period + quarterly categories 0% intro APR on Purchases for 6 months and 0% intro APR on Bala...
the Citi® Double Cash Card offers a simple reward structure. You’ll earn a cool 2% cash back on every purchase with no caps on how much you can earn, so it’s an excellent no-fee credit card for those who value simplicity. The balance transfer rate provides a cherry to this alread...
Balance transfer fee Either $5 or 5%, whichever is greater. Foreign transaction fees None Credit needed Excellent/Good Terms apply. 5,000 bonus points on your account anniversary 10% rebate on all redeemed TrueBlue points First checked bag free for you and up to three companions 50% off in...
Best Balance Transfer Credit Cards Review Chase Freedom Unlimited Credit Card If you’re looking for a 0% intro APR for purchases paired with flexible cash back rewards and a lot of other perks, this is it. TheChase Freedom Unlimited credit cardoffers a 15 month intro 0% APR on new purcha...
Balance transfer credit cards offer up to 21 months intro APR & other long 0% APR periods with no annual balance transfer fees. Apply today»
While you may be tempted by cash back or other offers made by rewards credit cards, it is better to stay focused on paying off your debt first. With a balance transfer card, you can take advantage of a 0% APR interest rate for as long as the first 21 months. That could shave hundre...
variable APR of 16.49% to 26.49 APR, so make sure you get everything moved over in good time. Although the Citi Simplicity Card also offers a 0% interest period on purchases, this is shorter at 12 months. When it comes to fees, you will need to pay a huge 5% balance transfer fee....
19.24% – 29.24% Variable APR on purchases and balance transfers Credit Score Good, Excellent Why we picked it The Bank of America Travel Rewards offers a 0% introductory APR for 15 billing cycles for purchases, and for any balance transfers made in the first...