Here's an example of what an online bank's CD rates might look like: CD Term Length APY 6 months 4.85% 12 months 5.00% 18 months 4.50% 24 months 4.00% 36 months 3.50% 48 months 3.50% 60 months 3.75% The interest in CDs is compounded either daily or monthly. Banks will note when...
Find the best savings rates, cd rates, mortgage rates and more. Compare rates and information on over 8,000 Banks and 7,700 Credit Unions using the world’s largest online database of Bank Rates.
If you invest $10,000 in a CD for one year, you could earn at least a few hundred dollars, depending on the interest rate. For example, with an APY of 4.55%, you'd get $455 in interest after one year. CD rates can change, so locking in a high interest rate today could guarante...
Looking for the best CD Rates (Certificate of Deposit)? Review the Top High Yield Certificate of Deposit rates. Compare the Best CD Rates (Certificate of Deposit). FDIC insured Banks. Highest APY Interest Rate. Highest Yield CD Rates.
Today’s best CD rates yield up to 4.65% annual percentage yield. If you choose to open an account today, you could lock in high rates for years, depending on the term that best meets your financial goals. Experts expect at least one of two more Fed rate cuts this year, so don’t ...
The best 1-year CD rate right now is 4.60% APY from Vibrant Credit Union—more than 2.5 times the national average rate for a 12-month CD. All CDs and rates in our rankings were collected, verified, and available to open as of Feb. 21, 2025.1 “While CD rates have declined a bit...
You'll deposit money for a specified time period in exchange for a fixed interest rate, with longer terms generally coming with higher rates. CD interest rates may be higher than those offered by high-yield savings accounts. Cash management accounts. These nonbank deposit accounts earn interest,...
Opening a certificate of deposit (CD) allows you to lock in an attractive fixed rate and earn higher returns compared to traditional savings accounts, while providing guaranteed growth for a set period of time. Currently, the best CD rates still earn above 4 percent APY. The top rate tracked...
Best CD rates of February 2025 Alliant Credit Union: Earn up to 4.30% APY Ally Bank®: Earn up to 4.05% APY Barclays®: Earn up to 4.00% APY BMO Alto: Earn up to 3.90% APY Bread Savings™: Earn up to 4.50% APY LendingClub: Earn up to 4.35% APY Marcus by Goldman Sachs®...
Let’s say you’ve got $10,000 you’d like to invest in a CD. While looking for the best CD rates, you find that a 5-year CD earns double the interest of a 1-year CD. However, you’re unsure you can put away that entire $10,000 for a long 5 years. With CD Laddering, ...