Here's an example of what an online bank's CD rates might look like: CD Term Length APY 6 months 4.85% 12 months 5.00% 18 months 4.50% 24 months 4.00% 36 months 3.50% 48 months 3.50% 60 months 3.75% The interest in CDs is compounded either daily or monthly. Banks will note when...
The best 1-year CD rate right now is 4.60% APY from Vibrant Credit Union—more than 2.5 times the national average rate for a 12-month CD. All CDs and rates in our rankings were collected, verified, and available to open as of Feb. 21, 2025.1 “While CD rates have declined a bit...
Best 5-Year CD Rates Best Jumbo CD Rates Nuvision Credit Union – 5.50% APY* (8 months) Minimum deposit:$1,000 Early withdrawal penalty:3 months of interest Overview:Nuvision was established in 1935 as the credit union of Douglas Aircraft, and is headquartered in Huntington Beach, California...
Looking for the best CD Rates (Certificate of Deposit)? Review the Top High Yield Certificate of Deposit rates. Compare the Best CD Rates (Certificate of Deposit). FDIC insured Banks. Highest APY Interest Rate. Highest Yield CD Rates.
12 best CD rates of February 2025: Up to 4.50% APY The best CD rates today rival those of high-yield savings — and you can lock yours in. Updated Thu, Feb 13 2025 4:02 PM EST Elizabeth Gravier Share Editor's Note: APYs listed in this article are up-to-date as of the time of...
Editor’s Note: Looking for a more full, extensive list of available CD rates? see our post on theBest CD Rates. We suggest checking out theDiscover CD account. Interested in certain terms only? See below for our list of the best CD rates in the following terms: ...
Opening a certificate of deposit (CD) allows you to lock in an attractive fixed rate and earn higher returns compared to traditional savings accounts, while providing guaranteed growth for a set period of time. Currently, the best CD rates still earn above 4 percent APY. The top rate tracked...
Five-Year Certificates of Deposit (CD) are generally the longest term CD that most banks will offer. They tend to offer the highest rates but require the longest commitment. Five-year CDs are especially popular in a declining interest rate environment as depositors can lock money in at the hi...
"One site provides a daily scan of CD rates in the US. It can be found at https://bankcd.com." USA Today's USA Weekendmagazine: "To find the best CD rates nationwide, consult the Bank-CD Rate Scanner for rate comparisons from thousands of FDIC-insured U.S. banks." ...
Fixed interest rates (a bad thing when rates are low or if rates go up while you're in the middle of a CD term) Can't touch CD funds until the term is up (a bad thing if you need that money) Early withdrawal penalty fees Can generally only deposit money into a CD once at the...