We analyzed popular balance transfer cards with no balance transfer fee using an average American's annual spending budget and credit card debt and digging into each card's perks and drawbacks to find the best of the best based on your consumer habits.
Balance transfer intro APR 0% intro for 18 months on Balance Transfers Regular APR 18.74% - 28.74% (Variable) Rewards rate Hover to learn more 1% - 5% Annual fee $0 Why you'll like this: It boasts an intro APR on par with several top balance transfer cards, plus a flat rewards rate...
Transfers can't be made between cards from the same bank.For example, if you have a Chase card, you can't transfer debt to another Chase card. You may incur a fee.Most of these cards charge abalance transfer fee. It's usually 3% to 5% of the amount you transfer. For example, tra...
Most no-fee balance transfer credit cards come from lesser-known credit card companies. We’ve found five options that we think are worth considering. Take a look a the list below and then check out the next section where we explain how a no-penalty balance transfer credit card can save y...
Moving debt to a balance transfer credit card with a 0% introductory APR period can definitely save you money on interest in the short term, but it’s not without its own costs. Most notably, these cards charge a balance transfer fee. If you’d be able to pay off your debt in a cou...
Balance transfer credit cards offer up to 21 months intro APR & other long 0% APR periods with no annual balance transfer fees. Apply today»
Why this is one of the best balance transfer credit cards: This card with no annual fee comes with an 18-month 0% introductory annual percentage rate on balance transfers, after which a 18.49% to 28.49% (variable) applies, and a straightforward cash back program. The top features: Earn 1%...
The total balance transfer fee you will need to pay Overall Benefits of Balance Transfer Cards Low-0% APR for a period of time The chance to reduce debt while not accruing interest Earn rewards for future purchases made on the credit card. ...
The balance transfer fee is the greater of $5 or 3%. Like other Citi cards, Double Cash comes with Private Pass benefits (exclusive event and experience access). Learn More About the Citi Double Cash Card Best for No Late Fees: Citi Simplicity® Card The Citi Simplicity® Card is, we...
Balance transfer fee Either $5 or 5%, whichever is greater. Foreign transaction fees None Credit needed Excellent/Good Terms apply. 5,000 bonus points on your account anniversary 10% rebate on all redeemed TrueBlue points First checked bag free for you and up to three companions 50% off in...