options are to pass on the offer and look for one with clearer terms; take the 0% balance transfer offer, but don't use the card for any purchases until the balance transfer is paid off; or choose a credit card that offers a 0% introductory APR for the same number of months on both...
Discover it® Cash Back - 18 Month Intro Balance Transfer Offer 4.9/5Best for Long intro period + quarterly categories 0% intro APR on Purchases for 6 months and 0% intro APR on Balance Transfers for 18 months 18.49%-27.49% Variable APR *Rates as of December 12, 2024. 1%-5%Cashback...
If you wanted to concentrate on paying off your debt, this is the card for you. The card offers 21 months of 0% intro APR on qualifying balance transfers. That's almost two years of 0% intro APR! There are some important things to note, though. There is a balance transfer...
Why we picked it The Citi Simplicity doesn’t charge late fees and offers a lengthy 0% intro APR for 21 months on balance transfers from the date of the first transfer and 0% Intro APR for 12 months on purchases from the date of account opening. After that...
Best NO FEE Offers Only Fairwinds CU Cash Back Card–0% Introductory APR for 12 months on purchases and balance transfersandno balance transfer fees. After the intro APR offer ends, a variable APR will apply. You must be an Fairwinds Credit Union member to obtain this card, but membership...
balances to it. Some credit cards are promoted for this purpose and may offer low or even 0% interest rates on balance transfers for a certain period, such as 12 or 18 months. However, these credit cards often chargetransfer balance fees, such as 3% to 5% of the amount you transfer. ...
The Chase Slate Edge offers a generous introductory 0% for the first 18 months (after that, the variable APR will be 20.49%–29.24% variable). All balance transfers will have a balance transfer fee of 3% (or $5, whichever is higher) only for the first 60 days, after which it jumps ...
Balance Transfer Only Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 18.49% - 28.49%, based on your creditworthiness. Balance Transfers do not earn cash back. Intro APR does not apply to purchases. If you transfer a balance, interest will be...
This card offers an intro rate of 0% for the first 18 months on balance transfers (after, 18.49% - 28.49% variable APR, based on your creditworthiness). There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. ...
Summary of the Best Balance Transfer Cards Chase Slate Edge Chase Slate Edgeis a bit unique. It offers 0% intro APR on purchases and balance transfers for 18 months. In addition, you can lower your interest rate by 2% a year when you pay your bills on time and spend at least $1,000...