0% No-Fee Balance Transfer Offers Could Be Out Like a LambStephanie Taylor Christensen
Navy Federal CU Platinum Card–0.99% Introductory APR for 12 months on balance transfersduring the first 60 days after account opening andno balance transfer fees. (This is not 0%, but ~1% is still quite rare in the current interest rate environment.) After the intro APR offer ends, a va...
A balance transfer can save you money by moving your debt from a high-interest credit card to one with a lower APR. Learn how they work, and find a card that fits your needs.
Based on requests from visitors, I have decided to compile my own guide to taking advantage of the credit card companies' 0% Balance Transfer Offers. I hope this guide will help everyone understand how to maximize the value of these...
A balance transfer can save you money by moving your debt from a high-interest credit card to one with a lower APR. Learn how they work, and find a card that fits your needs.
If you pay late or miss a payment, you may have to pay fees, lose any promotional offers you have, and it could damage your credit score. If you use a balance transfer card for other purposes such as everyday spending, the standard purchase rate might be higher – meaning you could be...
No Balance Transfer Fees Used to Be the Norm During the boom years, many savvy consumers took advantage ofno fee balance transfer offers, and moved credit card debt from one card to the next, all the while never paying a dime in interest, or any fees. ...
Most people go into a 0% APR balance transfer offer expecting to come out ahead, but will they? “Banks track and measure results of these offers and know from experience the percentage of people who will win or lose the game,” Haney says. “Winners take the offer and repay the balance...
Do all credit cards charge a transfer fee? No, not all credit cards charge a transfer fee. Some balance transfer credit cards offer 0% transfer fees, meaning you can move your existing credit card debt to a new card without paying any upfront charges. However, many balance transfer cards...
Are balance transfer fees worth it? Balance transfer fees are entirely worth it if the card you choose offers a 0 percent introductory APR and you have high-interest debt. While paying a balance transfer fee may be less appealing, it’s still much cheaper than paying high interest on your ...