See Rates & Fees Balance transfer intro APR 0% intro for 18 months on Balance Transfers Regular APR 18.24% - 28.24% (Variable) Rewards rate Hover to learn more 1% - 5% Annual fee $0 Why you'll like this: It boasts an intro APR on par with several top balance transfer cards, plus ...
Cons There’s a balance transfer fee. Charges foreign transaction fees. No reward potential. The U.S. Bank Platinum Visa’s long introductory APR period is the main event with this card. But the included cellphone insurance is a great extra perk. Card details Annual fee: $0. Rewards: ...
How to choose a credit card with no balance transfer fee While there are many balance transfer credit cards to choose from, there are fewer cards that charge no balance transfer fees. You should consider these tips on how to choose a credit card: Check your credit score: This is an import...
It's rare but some cards allow you to transfer a balance without fees. For instance, the Choice Rewards World Mastercard® comes with a variable APR of 12.50% - 18.00%. However, you'll earn 2X points on groceries, gas, electronics, medical, household goods and telecommunications and 1X ...
Step 2: Reviewing Balance Transfer Terms Before proceeding with the balance transfer, carefully review the terms and conditions associated with the selected Capital One credit card. Pay close attention to the balance transfer fee, promotional interest rate duration, and any annual fees to ensure a ...
Annual fee: £0 Your actual credit limit and APR may vary depending on our credit assessment of you. Interest on fees and charges is payable in line with our terms and conditions. Find out more and apply Longer Balance Transfer Card ...
You’ll also want to keep an eye out for the fee charged for balance transfers. Balance transfer fees are typically 3% of the balance with a $5 minimum, but some cards can have higher or lower fees. Other aspects of a balance transfer credit card to look for include whether the card ...
If you pay late or miss a payment, you may have to pay fees, lose any promotional offers you have, and it could damage your credit score. Promotional interest rateswon’t apply to all transactions. So, you need to understand how using a balance transfer credit card for other things could...
Your interest rate with Bank X’s credit card 26% What you need to pay to Bank X S$ 1,255 Standard Chartered Bank Your loan amount with Credit Card Funds Transfer S$ 10,000 Your interest rate with Credit Card Funds Transfer 0% One-time processing fee 2.5% (EIR 3.41%) What you ne...
4.4/5Best for Extra-long balance transfer offer 0% intro APR on purchases for 12 months and 0% intro APR on balance transfers for 21 months 17.24%-27.99% Variable APR N/A Apply Now on Citibank's application on Citibank's application Rates & Fees Chase Freedom Flex® 5.0/5Best for...