US Bank Visa Platinum Card–0% Intro APR on purchases and balance transfers for 21 billing cycles.After the intro APR offer ends, a variable APR will apply. There is a 3% balance transfer fee ($5 minimum). Side perk of up to $600 in cell phone protection. No annual fee. Citi Simplic...
Just realize that a no fee balance transfer probably won’t offer 0% APR, but rather alow fixed rate for the life of the balance, which while seemingly unfavorable, could end up being cheaper than the alternative. You Can Still Avoid Balance Transfer Fees! However, there are still no fee ...
Good for - having no fee to transfer your balances 0% interest for up to the first 12 months on balance transfers Balances transfers must be made within 3 months of account opening. Your 0% offer starts from account opening, after which standard variable rates apply. ...
Many credit cards offer either no balance transfer fee or a long intro APR – not both. So how do you decidewhich balance transfer card is better? Balance transfer fees are typically 3 to 5 percent of the balance transferred. If you transfer $1,000, that’s $30 to $50 just to transf...
There’s no guarantee you’ll have any luck, but you can call the card issuer and make your case. Depending on the situation, they might be able to negotiate the balance transfer fee on an existing offer, but you will want to state your case using as many details as possible. When ...
Read up on the latest advice and guides from the Bankrate team all about balance transfers. We'll help you find the best card, execute a successful balance transfer, and get educated on everything you need to know.
The best balance transfer credit cards charge no annual fee and offer 15 months or more of 0% APR for balance transfers. Moving your high-interest credit card debt to a balance transfer card with a 0% introductory rate can save you hundreds, or even thousands, of dollars in interest and ...
Example of a Balance Transfer Fee If you're considering a balance transfer, you should calculate the total cost of repaying the current debt over time, with and without accepting a transfer offer. Factors include the relative interest rates and fees and the amount of time it will take to re...
Most balance transfer credit cards offer no interest for upwards of six months, which can help you save a lot of money on your debt. But many of these cards charge a 3% to 5% balance transfer fee, which can seriously cut into those savings. ...
balances to it. Some credit cards are promoted for this purpose and may offer low or even 0% interest rates on balance transfers for a certain period, such as 12 or 18 months. However, these credit cards often chargetransfer balance fees, such as 3% to 5% of the amount you transfer. ...